Lumida
/ABCB
⌘K
Ameris Bancorp

Ameris Bancorp

ABCB
$84.66USD+0.05%+0.04 today

MARKET CAP

5.7B

P/E (TTM)

14.1x

FWD P/E

DAY RANGE

$84 – $86

52W RANGE

$69
$93

AI Summary

Stalk
StalkMedium

The intermediate uptrend in ABCB has stalled under the 52-week high resistance, with EMAs flattening and neutral indicators; in the absence of a clear breakout or reversal pattern, we will stalk for either a decisive break above resistance or a clean pullback into the rising short-term EMA support before initiating new positions.

  • Q1 net income $110.5M; ROA 1.62%, ROTCE 14.75% confirms profitability.
  • Loan production $2.2B (+45% YoY) and $2.8B pipeline support growth.
  • Management expects slight margin compression from rising deposit costs.
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$1.1B$1.2B$1.5B$1.7B$1.7B
YoY %-8.9%+10.3%+29.3%+9.7%-0.4%
P / Sales3.2x2.7x2.4x2.6x3.1x
EV / Sales22.5x21.0x16.5x15.9x17.0x
Gross Profit, Adj.$1.0B$1.1B$1.1B$1.1B$1.2B
YoY %-5.8%+6.3%-0.7%+6.0%+5.7%
Margin %95.5%92.1%70.8%68.3%72.5%
EV / Gross Profit23.6x22.8x23.3x23.3x23.4x
EBITDA, Adj.$500.3M$454.3M$357.0M$478.3M$536.9M
YoY %+46.4%-9.2%-21.4%+34.0%+12.2%
Margin %46.8%38.6%23.4%28.6%32.2%
EV / EBITDA48.1x54.6x70.4x55.6x52.7x
EBIT$496.1M$453.1M$356.9M$475.9M$533.8M
YoY %+45.8%-8.7%-21.2%+33.3%+12.2%
Margin %46.4%38.5%23.4%28.5%32.0%
EV / EBIT48.5x54.7x70.5x55.9x53.0x
Net Income$376.9M$346.5M$269.1M$358.7M$412.2M
YoY %+43.9%-8.1%-22.3%+33.3%+14.9%
Net Margin35.3%29.4%17.7%21.5%24.7%
EPS (GAAP)$5.40$4.99$3.89$5.19$6.00
YoY %+43.2%-7.6%-22.0%+33.4%+15.6%