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Arch Capital Group Ltd

Arch Capital Group Ltd

ACGL
$101.14USD↑+1.76%+1.75 today

MARKET CAP

34.5B

P/E (TTM)

8.7x

FWD P/E

—

DAY RANGE

$100 – $102

52W RANGE

$82
$107

AI Summary

Stalk
Buy NowMedium

ACGL is in a Stage 1 base repair phase following a failed downside and Bullish Pivot Point signal, with price holding above rising EMAs and showing early mean reversion dynamics. Both medium- and long-term biases are bullish, supported by mean reversion eligibility and an intact uptrend. Short-term conditions favor entry now on pullbacks into the 9/20/50 EMA support around the 99–100 zone.

  • ↑Q4 2025 after-tax operating income hit $1.1B, +26% YoY
  • ↑Returned $1.95B in H1 2026 via share repurchases
  • ↓Forecasted 2026 growth of –12% lags industry average
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The case for & against

Bull & Bear analysis

Bearish

Arch Capital Group Ltd. (NASDAQ: ACGL) is a leading global insurance and reinsurance company, specializing in property, casualty, and mortgage insurance solutions. With a focus on innovation and disciplined underwriting practices, Arch navigates a complex and competitive market environment effectively. The firm is positioned to capitalize on market opportunities through its diversified insurance offerings and robust capital management strategy, leveraging advanced data analytics to enhance operational performance and customer satisfaction.

Bull says

  • ↑Q4 2025 after-tax operating income hit $1.1B, +26% YoY
  • ↑Returned $1.95B in H1 2026 via share repurchases
  • ↑Mortgage segment posted $220M underwriting income in Q1 2026
  • ↑High earnings yield (~44%) and book-to-price 1.14 signal value
  • ↑Strong balance sheet health supports defensive positioning

Bear says

  • ↓Forecasted 2026 growth of –12% lags industry average
  • ↓Q1 2026 catastrophe losses reached $201M, hitting margins
  • ↓Premium rates declining amid intensifying P&C competition
  • ↓Negative profitability and revisions scores imply weak returns
  • ↓Dividend yield metric is negative, limiting income appeal
  • ↓Reinsurance premiums fell 10% YoY in Q2 2026 due to pricing pressure

Investment themes with ACGL

Quality↑ +0.54%

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Earnings Call · Q2 2025 · Mgmt. Guidance

Updated 08-14-2026bullish

Transcript signals

Bull points

  • On a year-to-date basis, we have grown book value per share by 11.4%, a strong outcome that reflects our focus on execution and long-term value creation for our shareholders.
  • Underwriting income for the quarter was $129 million, and net premium returns surpassed $2 billion, up 30.7% from the second quarter of 2024, driven by acquisition of the U.S. middle market and entertainment businesses, which contributed $451 million in net premium return.
  • The reinsurance segment delivered strong second quarter results, generating $451 million in underwriting income on over $2 billion in net premium return.

Bear points

  • Mortgage originations remain relatively low, reflecting the impact of higher mortgage rates on affordability.
Read full transcript analysis ›