Lumida
/ACIW
⌘K
ACI Worldwide Inc

ACI Worldwide Inc

ACIW
$52.09USD+0.23%+0.12 today

MARKET CAP

5.3B

P/E (TTM)

26.2x

FWD P/E

DAY RANGE

$51 – $52

52W RANGE

$38
$61

AI Summary

Stalk
TrimMedium

ACIW remains in a Stage 4 decline beneath all intermediate EMAs and the 200-day SMA, supporting a bearish medium-term bias. While the Bearish Exhaustion pattern suggests a potential short-term bottoming attempt, price has failed to establish acceptance above the 20- and 50-day EMAs. Selling into rallies near those EMAs offers the best risk/reward, with deferment warranted until a decisive rejection is confirmed.

  • Q2 revenue rose 7% to $430M; adjusted EBITDA up 12% to $91M
  • Adjusted diluted EPS surged 54% to $0.54, reflecting margin expansion
  • Profitability weak as real-time payments revenue declined year-over-year
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$1.4B$1.4B$1.5B$1.6B$1.8B
YoY %+5.9%+3.7%+2.2%+9.8%+10.4%
P / Sales3.0x1.9x2.3x3.5x2.8x
EV / Sales4.3x3.2x3.6x4.3x3.6x
Gross Profit, Adj.$731.7M$725.8M$733.4M$802.5M$862.1M
YoY %+8.9%-0.8%+1.0%+9.4%+7.4%
Margin %53.4%51.0%50.5%50.3%49.0%
EV / Gross Profit8.1x6.2x7.2x8.6x7.4x
EBITDA, Adj.$353.8M$331.2M$342.8M$419.1M$426.9M
YoY %+14.7%-6.4%+3.5%+22.3%+1.9%
Margin %25.8%23.3%23.6%26.3%24.3%
EV / EBITDA16.7x13.7x15.4x16.5x15.0x
EBIT$209.9M$203.8M$220.4M$308.1M$329.9M
YoY %+45.0%-2.9%+8.1%+39.8%+7.1%
Margin %15.3%14.3%15.2%19.3%18.7%
EV / EBIT28.2x22.2x23.9x22.4x19.4x
Net Income$127.8M$142.2M$121.5M$203.1M$226.7M
YoY %+75.9%+11.3%-14.5%+67.2%+11.6%
Net Margin9.3%10.0%8.4%12.7%12.9%
EPS (GAAP)$1.08$1.24$1.12$1.91$2.16
YoY %+74.2%+14.8%-9.7%+70.5%+13.1%