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/ACT
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Enact Holdings Inc

Enact Holdings Inc

ACT
$49.43USD-0.14%-0.07 today

MARKET CAP

6.8B

P/E (TTM)

11.0x

FWD P/E

DAY RANGE

$49 – $50

52W RANGE

$35
$51

AI Summary

Stalk
TrimMedium

The chart displays a double top formation at the highs, signaling a terminal phase within a distribution environment. Price is overbought and has stalled around intermediate EMAs, lacking a decisive breakdown. With Stage 3 distribution and a terminal pattern in place, the tradable side remains bearish over the medium term, but short-term timing is unfavorable, warranting deferred execution consistent with HQLA discipline. A decisive breakdown of key support will confirm the bearish move.

  • Adjusted operating income $177M ($1.26 EPS) rose YoY; high earnings yield.
  • Raised 2026 capital return target to $550–600M; returned $127M this quarter.
  • Negative growth factor signals difficulty expanding revenue base.
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$1.1B$1.1B$1.2B$1.2B$1.2B
YoY %-2.0%+5.4%+4.2%+2.8%
P / Sales3.0x3.6x4.0x4.2x4.8x
EV / Sales4.2x4.6x4.8x5.0x5.6x
Gross Profit, Adj.$992.4M$1.2B$1.1B$1.2B$1.1B
YoY %+19.8%-5.3%+3.2%-3.2%
Margin %88.8%108.6%97.6%96.8%91.1%
EV / Gross Profit4.7x4.2x5.0x5.2x6.1x
EBITDA, Adj.$752.4M$946.8M$907.5M$938.2M$904.0M
YoY %+25.8%-4.1%+3.4%-3.6%
Margin %67.3%86.5%78.7%78.1%73.1%
EV / EBITDA6.2x5.3x6.1x6.4x7.6x
EBIT$746.2M$949.9M$903.4M$929.2M$908.8M
YoY %+27.3%-4.9%+2.9%-2.2%
Margin %66.8%86.7%78.3%77.3%73.5%
EV / EBIT6.3x5.3x6.2x6.5x7.6x
Net Income$546.7M$704.2M$665.5M$688.1M$674.2M
YoY %+28.8%-5.5%+3.4%-2.0%
Net Margin48.9%64.3%57.7%57.3%54.6%
EPS (GAAP)$3.36$4.31$4.11$4.37$4.52
YoY %+28.3%-4.6%+6.3%+3.4%