Lumida
/AIZ
⌘K
Assurant Inc

Assurant Inc

AIZ
$282.46USD+0.53%+1.49 today

MARKET CAP

13.9B

P/E (TTM)

11.9x

FWD P/E

12.5x

DAY RANGE

$281 – $285

52W RANGE

$205
$304

AI Summary

Stalk
Buy NowMedium

AIZ is in Stage 2 advancing with an active Lockout Rally driving urgency and forced participation. After a strong advance into mid-August, price is digesting at the 9- and 20-day EMAs just above the 50-day SMA, offering a shallow pullback entry zone. Medium-term bias remains bullish, supported by continuation dynamics and intact intermediate trend. Short-term conditions favor execution now under the Lockout Rally override. Long-term uptrend is intact under the rising 200-day SMA.

  • Q2 GAAP net income rose 27% YoY to $298.6M; EPS $5.95 (+30% YoY); adjusted EBITDA +24%.
  • Raised full-year adjusted EBITDA and EPS guidance; projected earnings growth 7%.
  • Growth factor score negative, analysts cutting estimates signals sustainability risk.
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$10.2B$10.2B$11.1B$11.9B$12.8B
YoY %+6.1%+0.1%+9.2%+6.7%+7.9%
P / Sales0.9x0.7x0.8x0.9x1.0x
EV / Sales3.5x3.4x3.3x3.3x3.2x
Gross Profit, Adj.$8.0B$7.8B$8.6B$9.1B$9.9B
YoY %+9.1%-1.9%+9.9%+5.8%+8.5%
Margin %78.4%76.8%77.3%76.7%77.2%
EV / Gross Profit4.5x4.4x4.2x4.3x4.1x
EBITDA, Adj.$1.1B$648.9M$1.1B$1.3B$1.4B
YoY %+30.4%-39.7%+71.2%+13.2%+15.2%
Margin %10.6%6.4%10.0%10.6%11.3%
EV / EBITDA33.3x52.9x32.6x31.2x28.2x
EBIT$903.8M$458.2M$914.8M$1.0B$1.2B
YoY %+32.4%-49.3%+99.7%+13.1%+15.7%
Margin %8.9%4.5%8.2%8.7%9.3%
EV / EBIT39.6x74.9x39.6x37.9x34.2x
Net Income$1.4B$276.6M$635.5M$752.5M$865.0M
YoY %+221.5%-79.6%+129.8%+18.4%+15.0%
Net Margin13.3%2.7%5.7%6.3%6.8%
EPS (GAAP)$22.66$5.05$11.95$14.46$16.93
YoY %+224.6%-77.7%+136.6%+21.0%+17.1%