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Ally Financial Inc

Ally Financial Inc

ALLY
$42.45USD-1.12%-0.48 today

MARKET CAP

12.9B

P/E (TTM)

18.0x

FWD P/E

DAY RANGE

$42 – $43

52W RANGE

$36
$47

AI Summary

Stalk
Sell NowMedium

Price recently broke below key support at 42.93 and the 200-day SMA on a wide red candle with elevated volume, rolling under declining short-term EMAs and confirming sellers remain in control. The failure to reclaim the 9/20/50 EMAs, combined with RSI near 42 and no exhaustion signal, supports a bearish medium-term bias. With price extended below EMAs and no reversal patterns evident, execution timing favors immediate selling into any relief rally toward the broken support/resistance zone around 42.9–44.

  • Adjusted EPS of $1.21 in Q2 (+22% YoY)
  • Retail auto originations hit $13.3B (+21% YoY) on 4.6M applications
  • Weak profitability factors indicate poor revenue-to-profit conversion
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$10.8B$12.2B$16.0B$16.4B$15.3B
YoY %+9.0%+12.7%+30.9%+2.6%-6.9%
P / Sales1.6x0.6x0.7x0.7x0.9x
EV / Sales16.8x15.3x12.1x11.5x12.7x
Gross Profit, Adj.$8.9B$9.3B$9.1B$8.9B$8.9B
YoY %+33.3%+4.8%-2.9%-1.7%-0.7%
Margin %82.3%76.6%56.8%54.4%58.0%
EV / Gross Profit20.4x19.9x21.2x21.1x21.9x
EBITDA, Adj.$4.0B$2.3B$1.3B$954.0M$1.4B
YoY %+172.6%-41.3%-46.5%-23.8%+42.1%
Margin %36.9%19.2%7.8%5.8%8.9%
EV / EBITDA45.6x79.5x154.0x197.7x143.3x
EBIT$3.9B$2.3B$1.1B$836.0M$1.1B
YoY %+172.6%-39.2%-52.9%-24.2%+25.7%
Margin %35.6%19.2%6.9%5.1%6.9%
EV / EBIT47.2x79.5x174.8x225.6x184.8x
Net Income$3.0B$1.6B$847.0M$558.0M$742.0M
YoY %+176.8%-46.6%-47.2%-34.1%+33.0%
Net Margin27.7%13.1%5.3%3.4%4.9%
EPS (GAAP)$8.22$5.03$2.78$1.80$2.37
YoY %+185.4%-38.8%-44.7%-35.3%+31.7%