Lumida
/AMAL
⌘K
Amalgamated Financial Corp

Amalgamated Financial Corp

AMAL
$48.07USD-1.27%-0.62 today

MARKET CAP

1.4B

P/E (TTM)

13.5x

FWD P/E

11.1x

DAY RANGE

$48 – $49

52W RANGE

$25
$52

AI Summary

Stalk
StalkMedium

AMAL remains in a durable long-term uptrend and is currently consolidating in a medium-term pullback into the 9/20 EMA and 50 SMA support zone around $48.50–$48.70. The ongoing sequence of higher highs and higher lows underpins a bullish asymmetry, and the Value + EPS strategy favors entries on structurally sound pullbacks. We will stalk for confirmation of support absorption or a pickup in volume at this confluence before committing to a position.

  • Q2 core net income $33.1M; net income $34.8M on robust execution
  • Record $1B new deposits; loans grew $155M, led by C&I and multifamily
  • Provision for loan losses rose to $68.2M, highlighting credit deterioration in multifamily
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$208.9M$282.4M$387.4M$434.5M$453.2M
YoY %+35.2%+37.2%+12.2%+4.3%
P / Sales2.5x2.6x2.1x2.4x2.2x
EV / Sales33.7x28.5x21.2x19.7x20.0x
Gross Profit, Adj.$202.7M$263.7M$290.6M$315.6M$328.7M
YoY %+30.1%+10.2%+8.6%+4.1%
Margin %97.0%93.4%75.0%72.6%72.5%
EV / Gross Profit34.7x30.5x28.2x27.2x27.5x
EBITDA, Adj.$70.7M$108.2M$124.7M$145.6M$140.2M
YoY %+52.9%+15.3%+16.7%-3.7%
Margin %33.9%38.3%32.2%33.5%30.9%
EV / EBITDA99.5x74.4x65.8x58.9x64.6x
EBIT$70.7M$108.2M$124.7M$145.6M$140.2M
YoY %+52.9%+15.3%+16.7%-3.7%
Margin %33.9%38.3%32.2%33.5%30.9%
EV / EBIT99.5x74.4x65.8x58.9x64.6x
Net Income$52.9M$81.5M$88.0M$106.4M$104.4M
YoY %+53.9%+8.0%+21.0%-1.9%
Net Margin25.3%28.9%22.7%24.5%23.0%
EPS (GAAP)$1.68$2.61$2.86$3.44$3.41
YoY %+55.4%+9.6%+20.3%-0.9%