Lumida
/ATLC
⌘K
Atlanticus Holdings Corp

Atlanticus Holdings Corp

ATLC
$94.46USD+1.18%+1.10 today

MARKET CAP

1.4B

P/E (TTM)

15.8x

FWD P/E

DAY RANGE

$94 – $95

52W RANGE

$48
$114

AI Summary

Stalk
Sell NowMedium

ATLC exhibits a medium-term bearish structure after the recent bearish pivot point, with price consistently below the declining 9, 20, and 50 EMAs and rallies into the EMA zone failing. Execution favors selling into strength around the 9/20 EMA region as part of a Stage 4 decline, while the long-term uptrend above the rising 200-day SMA remains intact but under pressure. Only a decisive, sustained close above both the 20 EMA and 50 SMA would negate the bearish bias and defer further bearish engagement.

  • Q2 revenue jumped 89% YoY to $744.3M; net income up 67% to $47.4M.
  • Managed receivables climbed 126% YoY to $6.9B, driving scale.
  • Insider selling of $10.5M raises questions on executive confidence.
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$525.1M$469.0M$465.7M$576.5M$865.3M
YoY %+16.3%-10.7%-0.7%+23.8%+50.1%
P / Sales2.8x1.1x1.5x1.8x1.5x
EV / Sales4.9x4.3x5.5x5.8x8.8x
Gross Profit, Adj.$471.0M$387.2M$356.3M$416.3M$563.4M
YoY %+17.8%-17.8%-8.0%+16.8%+35.3%
Margin %89.7%82.5%76.5%72.2%65.1%
EV / Gross Profit5.5x5.3x7.1x8.1x13.6x
EBITDA, Adj.$244.8M$148.5M$127.9M$137.1M$159.7M
YoY %+120.6%-39.4%-13.8%+7.2%+16.5%
Margin %46.6%31.7%27.5%23.8%18.5%
EV / EBITDA10.6x13.7x19.9x24.5x47.9x
EBIT$244.8M$148.5M$127.9M$137.1M$159.7M
YoY %+120.6%-39.4%-13.8%+7.2%+16.5%
Margin %46.6%31.7%27.5%23.8%18.5%
EV / EBIT10.6x13.7x19.9x24.5x47.9x
Net Income$155.5M$110.5M$77.6M$87.4M$111.8M
YoY %+101.9%-28.9%-29.7%+12.5%+28.0%
Net Margin29.6%23.6%16.7%15.2%12.9%
EPS (GAAP)$7.56$5.83$4.24$4.77$5.96
YoY %+91.4%-22.9%-27.3%+12.5%+24.9%