Lumida
/AUB
⌘K
Atlantic Union Bankshares Corp

Atlantic Union Bankshares Corp

AUB
$39.72USD↑+0.25%+0.10 today

MARKET CAP

5.7B

P/E (TTM)

19.1x

FWD P/E

—

DAY RANGE

$39 – $40

52W RANGE

$31
$44

AI Summary

Stalk
StalkMedium

AUB remains in a Stage 2 uptrend characterized by higher highs and higher lows above rising EMAs, confirming structural strength and demand dominance. Price is currently consolidating tightly above the 9/20 EMA support without signs of exhaustion. Rather than chase strength, we will stalk for a clean pullback into the rising EMA zone as the optimal execution location.

  • ↑Q2 2026 EPS $1.11 drove net income to $161M vs $19.8M LY.
  • ↑Trading at $42.88 vs $47 fair value estimate, implying ~10% upside.
  • ↓Negative profitability factors signal margin pressure amid competition.
Full analysis →

The case for & against

Bull & Bear analysis

Bullish

Atlantic Union Bankshares (AUB) is a prominent regional bank headquartered in Virginia, primarily serving customers in North Carolina, Maryland, and Northern Virginia. The bank operates in a competitive environment as it seeks to expand its geographical presence and enhance its market share through strategic acquisitions and branch openings. With recent initiatives targeting growth in organic loans and deposits, AUB is well-placed within the rising trend of regional banks capitalizing on local market demands.

Bull says

  • ↑Q2 2026 EPS $1.11 drove net income to $161M vs $19.8M LY.
  • ↑Trading at $42.88 vs $47 fair value estimate, implying ~10% upside.
  • ↑Planning 10 new branches in key regions to drive organic loan growth.
  • ↑Dividend $0.37 per share supports attractive income profile.
  • ↑Positive momentum and low volatility suggest stable price trends.
  • ↑High earnings yield and solid book-to-price ratio with leverage amplifies returns.

Bear says

  • ↓Negative profitability factors signal margin pressure amid competition.
  • ↓EPS revisions trending down indicate analyst skepticism on future earnings.
  • ↓Low 13F ownership reflects limited institutional confidence and volume risk.
  • ↓Negative size and liquidity factors may impede investment inflows.
  • ↓Digital banking and fintech disruptors threaten AUB’s branch-based model.

Investment themes with AUB

High Dividend Yield↓ -0.51%

Companies paying above-average dividends

AVGO · JPM · XOM
Regional Banks↓ -1.16%

FLG · TCBI · ZION

Earnings Call · Q1 2024 · Mgmt. Guidance

Updated 04-29-2025neutral

Transcript signals

Bull points

  • the company paid a common stock dividend of $0.32 per common share, which was an increase of 6.7% from the previous year's quarterly dividend.
  • We now expect loan balances to end the year at or above $18 billion, while year-end deposit balances are projected to be at or above $19.8 billion.
  • In summary, Atlantic Union delivered solid financial results in the first quarter despite the challenging banking environment we are effectively managing through.

Bear points

  • Provision for credit losses of $8.2 million in the first quarter was down from $8.7 million in the prior quarter.
  • Net charge-offs increased to $4.9 million or 13 basis points annualized in the first quarter from $1.2 million or 3 basis points annualized in the fourth quarter, primarily related to two credit relationships which were previously reserved for in the prior quarter's allowance for credit losses.
  • especially with persistent net interest margin pressures to which AUB is not immune.
Read full transcript analysis ›