Lumida
/BANC
⌘K
Banc of California Inc

Banc of California Inc

BANC
$18.55USD+0.82%+0.15 today

MARKET CAP

2.9B

P/E (TTM)

15.7x

FWD P/E

DAY RANGE

$18 – $19

52W RANGE

$15
$22

AI Summary

Stalk
Sell NowMedium

Following a decisive break below the mid-August trendline and key horizontal support, BANC is in a bearish medium-term context with price below all major EMAs, forming lower highs and lower lows reinforced by an active Support Failure pattern. Short-term momentum remains bearish with no divergence, so we will sell now on any failed retest into the former support zone around the declining EMAs.

  • 9% annualized loan growth and 12% deposit growth in Q2 2026
  • Repositioned $2.3 B of securities for a 276 bp yield pickup
  • Q2 net loss $251.3 M ($1.61/share) underlines profitability challenges
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$1.4B$1.6B$1.5B$1.9B$1.8B
YoY %+378.5%+20.6%-6.7%+24.1%-3.8%
P / Sales1.1x0.7x0.7x1.4x1.7x
EV / Sales7.2x23.5x23.7x17.2x18.8x
Gross Profit, Adj.$1.3B$1.4B$298.8M$1.0B$1.1B
YoY %+498.9%+5.2%-78.1%+235.7%+11.6%
Margin %95.9%83.7%19.6%53.1%61.6%
EV / Gross Profit7.5x28.0x120.7x32.4x30.5x
EBITDA, Adj.$831.7M$602.3M$-692.0M$154.5M$313.1M
YoY %+4828.9%-27.6%-214.9%+122.3%+102.7%
Margin %61.5%36.9%-45.4%8.2%17.2%
EV / EBITDA11.8x63.6x-52.1x210.1x109.2x
EBIT$822.3M$567.6M$-2.2B$168.7M$313.1M
YoY %+5626.6%-31.0%-489.6%+107.6%+85.6%
Margin %60.8%34.8%-145.2%8.9%17.2%
EV / EBIT11.9x67.5x-16.3x192.5x109.2x
Net Income$596.7M$396.8M$-1.9B$87.1M$189.2M
YoY %+54198.9%-33.5%-588.6%+104.5%+117.2%
Net Margin44.1%24.3%-127.3%4.6%10.4%
EPS (GAAP)$7.76$5.14-$22.71$0.52$1.17
YoY %+38900.0%-33.8%-541.8%+102.3%+125.0%