Lumida
/BBT
⌘K
Beacon Financial Corp

Beacon Financial Corp

BBT
$31.34USD+0.00%+0.00 today

MARKET CAP

2.6B

P/E (TTM)

12.1x

FWD P/E

DAY RANGE

$31 – $32

52W RANGE

$23
$33

AI Summary

Stalk
StalkMedium

BBT remains in a Stage 2 advance with a medium-term bullish bias reinforced by a clear higher-highs and higher-lows structure and support from rising EMAs and SMAs. However, price is consolidating into the rising 9/20 EMA zone above the 50-day SMA, creating neutral short-term timing. We will stalk for a clean hold and rebound at short-term EMA support before initiating.

  • Q2 net income surged to $64.4 M ($0.77/sh) vs $46.2 M ($0.55/sh) in Q1
  • Net interest margin improved to 3.81% on higher-yielding earning assets
  • Nonperforming loans rose to 83 bps of total loans; charge-offs may exceed provisions
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2015FY 2016FY 2017FY 2018FY 2025TREND
Sales, Adj.$10.3B$11.5B$12.2B$13.0B$882.7M
YoY %+3.5%+11.5%+5.4%+6.9%-93.2%
P / Sales2.8x3.3x3.3x2.6x2.6x
EV / Sales20.2x19.6x18.9x17.4x23.8x
Gross Profit, Adj.$9.6B$10.8B$11.3B$11.6B$553.0M
YoY %+4.1%+12.3%+4.9%+2.1%-95.2%
Margin %92.9%93.5%93.1%88.9%62.6%
EV / Gross Profit21.8x20.9x20.3x19.6x38.0x
EBITDA, Adj.$3.3B$3.7B$3.8B$4.2B$183.6M
YoY %-1.2%+12.8%+4.4%+9.7%-95.6%
Margin %31.5%31.8%31.5%32.4%20.8%
EV / EBITDA64.3x61.5x60.0x53.9x114.4x
EBIT$2.9B$3.5B$3.3B$4.1B$121.9M
YoY %-6.7%+20.0%-5.0%+22.1%-97.0%
Margin %28.2%30.3%27.4%31.2%13.8%
EV / EBIT71.7x64.5x69.2x55.8x172.3x
Net Income$1.9B$2.3B$2.2B$3.1B$90.3M
YoY %-2.4%+16.7%-1.7%+38.0%-97.1%
Net Margin18.7%19.6%18.3%23.6%10.2%
EPS (GAAP)$2.56$2.77$2.74$3.91$1.03
YoY %-5.9%+8.2%-1.1%+42.7%-73.7%