Lumida
/CAC
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Camden National Corp

Camden National Corp

CAC
$57.94USD+0.31%+0.18 today

MARKET CAP

979.0M

P/E (TTM)

15.1x

FWD P/E

DAY RANGE

$57 – $58

52W RANGE

$35
$61

AI Summary

Stalk
Buy NowMedium

The momentum breakout and intact higher-highs/higher-lows uptrend support a bullish medium- and long-term stance. Price is now consolidating just above the rising short-term EMAs with RSI in neutral territory, offering a favorable entry window. We will participate in the continuation by buying near the 20-day EMA breakout zone in line with our Value + EPS strategy.

  • Q4 2025 net income $22.6 M, +6% QoQ
  • Annualized loan growth 1%, led by home equity and commercial loans
  • Management forecasts loan volume softening in Q4 2025
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$198.2M$213.5M$257.3M$294.1M$373.2M
YoY %-4.6%+7.7%+20.5%+14.3%+26.9%
P / Sales3.6x2.9x2.1x2.1x2.0x
EV / Sales28.5x27.1x22.1x19.8x18.6x
Gross Profit, Adj.$187.2M$188.4M$163.3M$177.0M$255.8M
YoY %+0.2%+0.7%-13.3%+8.4%+44.5%
Margin %94.4%88.2%63.5%60.2%68.5%
EV / Gross Profit30.1x30.7x34.9x33.0x27.1x
EBITDA, Adj.$86.6M$79.4M$53.8M$66.6M$87.9M
YoY %+16.5%-8.4%-32.2%+23.7%+32.0%
Margin %43.7%37.2%20.9%22.7%23.6%
EV / EBITDA65.1x72.9x105.8x87.6x79.0x
EBIT$86.6M$77.0M$53.8M$65.5M$78.7M
YoY %+16.5%-11.1%-30.1%+21.6%+20.2%
Margin %43.7%36.1%20.9%22.3%21.1%
EV / EBIT65.1x75.1x105.8x89.2x88.3x
Net Income$69.0M$61.4M$43.4M$53.0M$65.2M
YoY %+16.3%-11.0%-29.4%+22.2%+22.9%
Net Margin34.8%28.8%16.9%18.0%17.5%
EPS (GAAP)$4.60$4.17$2.97$3.62$3.84
YoY %+16.5%-9.3%-28.8%+21.9%+6.1%