Lumida
/CBNK
⌘K
Capital Bancorp Inc

Capital Bancorp Inc

CBNK
$36.25USD-0.30%-0.11 today

MARKET CAP

590.5M

P/E (TTM)

10.7x

FWD P/E

DAY RANGE

$36 – $37

52W RANGE

$26
$39

AI Summary

Stalk
StalkMedium

CBNK remains in a clear Stage 2 advance within a persistent uptrend and a fresh Momentum Breakout signaling institutional demand. However, price is extended above rising EMAs and sits in extreme overbought territory, suggesting timing is unfavorable now. Preferred engagement is deferred: wait for a pullback into the 9/21EMA cluster or prior resistance-turned-support. A breakdown below these EMAs would undermine the bullish conviction.

  • Earnings yield 1.62% and ROA of 1.52% indicate strong profitability
  • ROTCE at 15.3% demonstrates efficient capital utilization
  • Limited scale and low liquidity deter larger investors
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$173.9M$180.0M$208.2M$244.7M$310.1M
YoY %+18.0%+3.5%+15.6%+17.5%+26.7%
P / Sales2.1x1.9x1.7x1.7x1.5x
EV / Sales12.6x12.3x11.1x13.3x11.8x
Gross Profit, Adj.$167.3M$170.0M$166.5M$186.2M$245.2M
YoY %+24.7%+1.6%-2.0%+11.8%+31.7%
Margin %96.2%94.4%80.0%76.1%79.1%
EV / Gross Profit13.0x13.0x13.9x17.4x14.9x
EBITDA, Adj.$53.9M$54.2M$46.2M$45.8M$78.3M
YoY %+53.3%+0.7%-14.8%-1.0%+71.1%
Margin %31.0%30.1%22.2%18.7%25.3%
EV / EBITDA40.5x40.8x49.9x70.9x46.6x
EBIT$53.9M$54.2M$46.2M$41.8M$74.9M
YoY %+53.3%+0.7%-14.8%-9.5%+79.2%
Margin %31.0%30.1%22.2%17.1%24.2%
EV / EBIT40.5x40.8x49.9x77.5x48.6x
Net Income$40.0M$41.8M$35.9M$31.0M$57.2M
YoY %+54.8%+4.6%-14.2%-13.7%+84.6%
Net Margin23.0%23.2%17.2%12.7%18.4%
EPS (GAAP)$2.84$2.91$2.55$2.12$3.41
YoY %+51.9%+2.5%-12.4%-16.9%+60.8%