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/CCB
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Coastal Financial Corp (EVERETT)

Coastal Financial Corp (EVERETT)

CCB
$47.46USD-1.23%-0.59 today

MARKET CAP

725.5M

P/E (TTM)

15.6x

FWD P/E

DAY RANGE

$47 – $49

52W RANGE

$37
$120

AI Summary

Stalk
Sell NowMedium

CCB remains entrenched in a structural downtrend, trading below all major EMAs and failing to reclaim key moving averages. Medium-term bias is bearish under a Stage 4 decline, with no active patterns signaling reversal. Short-term price has been rejected at the 9- and 20-day EMAs near resistance, supporting an immediate Sell Now posture into the EMAs failure. A decisive break above the 20-day EMA (~$50.50) would invalidate this bearish bias, while a drop below ~$46.80 risks fresh lows.

  • Record net interest income of $89.4M (+16.4% YoY; NIM 7.27%).
  • Total loans rose 9% QoQ to $4.21B, fueling lending growth.
  • Q2 GAAP net loss of $42.1M (-$2.76/sh) from $68.8M adjustment.
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$111.2M$315.1M$527.3M$705.0M$661.2M
YoY %+56.1%+183.4%+67.3%+33.7%-6.2%
P / Sales5.7x2.0x1.1x1.7x2.7x
EV / Sales27.5x11.1x7.6x6.8x9.0x
Gross Profit, Adj.$107.6M$294.7M$435.7M$581.2M$541.7M
YoY %+64.0%+174.0%+47.8%+33.4%-6.8%
Margin %96.7%93.5%82.6%82.4%81.9%
EV / Gross Profit28.4x11.9x9.2x8.3x11.0x
EBITDA, Adj.$34.4M$50.6M$57.1M$57.3M$61.2M
YoY %+79.6%+47.3%+12.9%+0.3%+6.9%
Margin %30.9%16.1%10.8%8.1%9.3%
EV / EBITDA88.8x69.0x70.4x84.2x97.6x
EBIT$34.4M$50.6M$57.1M$57.3M$61.2M
YoY %+79.6%+47.3%+12.9%+0.3%+6.9%
Margin %30.9%16.1%10.8%8.1%9.3%
EV / EBIT88.8x69.0x70.4x84.2x97.6x
Net Income$27.0M$40.6M$44.6M$45.2M$47.0M
YoY %+78.3%+50.4%+9.7%+1.4%+3.9%
Net Margin24.3%12.9%8.5%6.4%7.1%
EPS (GAAP)$2.16$3.01$3.27$3.26$3.06
YoY %+74.2%+39.4%+8.6%-0.3%-6.1%