Lumida
/CFFN
⌘K
Capitol Federal Financial Inc

Capitol Federal Financial Inc

CFFN
$8.82USD+0.23%+0.02 today

MARKET CAP

1.1B

P/E (TTM)

15.7x

FWD P/E

DAY RANGE

$9 – $9

52W RANGE

$6
$9

AI Summary

Stalk
Buy NowMedium

CFFN is in a Stage 2 advance marked by clear higher highs and higher lows, confirming a sustained uptrend. The recent breakout from consolidation on moderate volume and price holding above rising short-term EMAs supports a bullish medium-term bias. With RSI approaching overbought but showing no exhaustion, timing favors immediate participation. We will buy now, using shallow pullbacks into the 9-EMA and 20-EMA support as execution zones.

  • Q3 net income $23.6M, EPS $0.19; net interest income $53.5M rose for eight quarters.
  • Dividend $0.085/sh yields 0.69%; repurchased ~2M shares at $7.78 avg.
  • Headwinds in revenue growth amid rising rates hinder loan demand.
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$286.3M$302.4M$188.3M$382.1M$420.2M
YoY %-11.8%+5.6%-37.7%+102.9%+10.0%
P / Sales5.4x3.7x3.3x2.0x2.0x
EV / Sales34.6x31.8x50.5x23.7x22.1x
Gross Profit, Adj.$203.1M$215.4M$-18.2M$167.3M$201.0M
YoY %-2.8%+6.1%-108.4%+1020.1%+20.2%
Margin %70.9%71.2%-9.7%43.8%47.8%
EV / Gross Profit48.8x44.6x-522.7x54.0x46.3x
EBITDA, Adj.$96.0M$107.2M$-139.0M$54.1M$83.0M
YoY %+19.1%+11.6%-229.6%+138.9%+53.4%
Margin %33.5%35.5%-73.8%14.2%19.8%
EV / EBITDA103.1x89.6x-68.4x167.1x112.1x
EBIT$96.0M$107.2M$-139.0M$54.1M$83.0M
YoY %+19.1%+11.6%-229.6%+138.9%+53.4%
Margin %33.5%35.5%-73.8%14.2%19.8%
EV / EBIT103.1x89.6x-68.4x167.1x112.1x
Net Income$76.1M$84.5M$-101.7M$38.0M$68.0M
YoY %+17.9%+11.0%-220.4%+137.4%+79.0%
Net Margin26.6%27.9%-54.0%9.9%16.2%
EPS (GAAP)$0.56$0.62-$0.76$0.29$0.52
YoY %+19.1%+10.7%-222.6%+138.2%+79.3%