Lumida
/CFG
⌘K
Citizens Financial Group Inc

Citizens Financial Group Inc

CFG
$70.48USD+1.22%+0.85 today

MARKET CAP

29.7B

P/E (TTM)

18.3x

FWD P/E

DAY RANGE

$69 – $71

52W RANGE

$48
$75

AI Summary

Stalk
Sell NowMedium

CFG has triggered a Bearish Pivot Point, closing below its 9EMA, 20EMA, and the 50-day SMA, signaling failed upside control and structural repair. Medium-term bias turns bearish as price remains under declining short-term EMAs and the 50-day SMA, with retests rejected. Short-term conditions are unfavorable for bulls, justifying Sell Now participation in the ongoing breakdown around the 20EMA / 50-day SMA region, while the long-term uptrend stays intact above the 200-day SMA.

  • Bank of America raised its stake by 4.9%, driving institutional ownership to 94.9%
  • Q2 beat spurred target increase to $85 and FY2026 EPS forecast of $5.37
  • Weak profitability metrics may hinder CFG’s ability to turn revenue into sustainable earnings
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$7.0B$9.1B$12.2B$12.4B$12.1B
YoY %-9.0%+29.8%+34.4%+1.4%-2.5%
P / Sales2.9x2.1x1.3x1.6x2.1x
EV / Sales26.3x24.3x17.4x17.1x18.6x
Gross Profit, Adj.$6.6B$8.0B$8.2B$7.8B$8.2B
YoY %-3.7%+20.7%+2.5%-5.0%+5.6%
Margin %95.1%88.4%67.5%63.2%68.4%
EV / Gross Profit27.7x27.5x25.8x27.1x27.2x
EBITDA, Adj.$3.0B$2.7B$2.0B$1.9B$2.3B
YoY %+129.4%-10.8%-23.5%-7.0%+23.3%
Margin %42.6%29.3%16.7%15.3%19.3%
EV / EBITDA61.8x83.0x104.3x112.1x96.3x
EBIT$3.0B$2.7B$2.0B$1.9B$2.3B
YoY %+129.4%-10.8%-23.5%-7.0%+23.3%
Margin %42.6%29.3%16.7%15.3%19.3%
EV / EBIT61.8x83.0x104.3x112.1x96.3x
Net Income$2.2B$2.0B$1.5B$1.4B$1.7B
YoY %+132.2%-11.2%-23.9%-8.0%+23.0%
Net Margin31.6%21.6%12.2%11.1%14.0%
EPS (GAAP)$5.16$4.10$3.13$3.03$3.86
YoY %+132.4%-20.5%-23.7%-3.2%+27.4%