Lumida
/CIA
⌘K
Citizens Inc

Citizens Inc

CIA
$3.58USD+2.29%+0.08 today

MARKET CAP

181.3M

P/E (TTM)

12.8x

FWD P/E

DAY RANGE

$3 – $4

52W RANGE

$3
$7

AI Summary

Stalk
StalkMedium

Despite the Stage 2 advancing structure supported by rising EMAs, the recent Bullish Exhaustion pattern and extreme overbought conditions suggest near-term vulnerability. Medium-term directional bias remains bullish, but short-term timing is unfavorable, so entries should be deferred until a pullback into the 9EMA–20EMA zone is absorbed and shows acceptance.

  • Insiders including CEO increased holdings, implying confidence
  • Expected earnings growth ~15.7% annually supports turnaround thesis
  • Q2 EPS $0.01 missed $0.07 estimate, raising performance concerns
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$250.5M$232.5M$240.7M$245.0M$255.6M
YoY %+4.9%-7.2%+3.5%+1.8%+4.3%
P / Sales1.1x0.5x0.6x0.8x1.0x
EV / Sales7.1x6.6x6.7x6.7x6.8x
Gross Profit, Adj.$93.4M$79.2M$79.5M$73.2M$76.5M
YoY %+91.6%-15.2%+0.3%-7.9%+4.5%
Margin %37.3%34.1%33.0%29.9%29.9%
EV / Gross Profit19.0x19.5x20.2x22.5x22.8x
EBITDA, Adj.$50.6M$32.8M$32.2M$21.3M$23.1M
YoY %+657.3%-35.2%-1.7%-33.9%+8.4%
Margin %20.2%14.1%13.4%8.7%9.0%
EV / EBITDA35.1x47.2x49.9x77.4x75.6x
EBIT$30.5M$27.4M$26.2M$15.0M$17.5M
YoY %+347.7%-10.3%-4.4%-42.8%+16.6%
Margin %12.2%11.8%10.9%6.1%6.8%
EV / EBIT58.2x56.5x61.4x110.1x99.9x
Net Income$72.7M$26.0M$24.4M$14.9M$14.6M
YoY %+761.7%-64.2%-6.0%-39.0%-2.2%
Net Margin29.0%11.2%10.2%6.1%5.7%
EPS (GAAP)$1.44$0.51$0.48$0.29$0.28
YoY %+754.5%-64.6%-5.9%-39.6%-3.4%