Lumida
/CINF
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Cincinnati Financial Corp

Cincinnati Financial Corp

CINF
$169.80USD+0.12%+0.21 today

MARKET CAP

26.1B

P/E (TTM)

17.4x

FWD P/E

19.2x

DAY RANGE

$169 – $172

52W RANGE

$150
$195

AI Summary

Stalk
Sell NowMedium

CINF is in a Stage 3 distribution phase, with a Bearish Pivot Point indicating failure of upside control and structural repair to the downside. The medium-term bias is bearish as price trades below falling EMAs and remains under the 50-day SMA. Short-term conditions show price pulling into and being rejected at the declining EMAs and 50-day SMA, favoring immediate sell-side execution on rallies into these resistance zones.

  • Q2 2026 net income $1.3B demonstrates resilience vs. soft market.
  • Combined ratio at 100.8% highlights disciplined cost management amid rising claims.
  • Negative growth and revisions factors flag potential earnings weakness.
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$9.6B$6.6B$10.0B$11.3B$12.6B
YoY %+27.7%-31.8%+52.6%+13.2%+11.4%
P / Sales1.9x2.5x1.7x2.0x2.0x
EV / Sales3.7x5.2x3.6x3.9x3.9x
Gross Profit, Adj.$3.8B$-618.0M$2.4B$2.9B$3.1B
YoY %+10.8%-116.4%+481.1%+25.0%+4.2%
Margin %39.2%-9.4%23.5%26.0%24.3%
EV / Gross Profit9.5x-55.7x15.5x15.0x16.1x
EBITDA, Adj.$3.9B$-514.0M$2.4B$3.0B$3.2B
YoY %+132.8%-113.3%+575.1%+24.5%+5.3%
Margin %40.2%-7.8%24.4%26.8%25.3%
EV / EBITDA9.2x-67.0x14.9x14.6x15.4x
EBIT$3.8B$-641.0M$2.3B$2.9B$3.0B
YoY %+141.5%-117.1%+463.5%+24.9%+4.2%
Margin %39.0%-9.8%23.3%25.7%24.0%
EV / EBIT9.5x-53.7x15.7x15.2x16.3x
Net Income$3.0B$-487.0M$1.8B$2.3B$2.4B
YoY %+144.1%-116.4%+478.4%+24.4%+4.4%
Net Margin30.8%-7.4%18.4%20.2%18.9%
EPS (GAAP)$18.24-$3.06$11.66$14.53$15.17
YoY %+143.5%-116.8%+481.0%+24.6%+4.4%