Lumida
/CVBF
⌘K
CVB Financial Corp

CVB Financial Corp

CVBF
$22.44USD+0.22%+0.05 today

MARKET CAP

3.9B

P/E (TTM)

14.8x

FWD P/E

DAY RANGE

$22 – $23

52W RANGE

$18
$23

AI Summary

Stalk
StalkMedium

CVBF is in early Stage 1 consolidation after an August pullback, and the bullish pivot point pattern indicates downside control failure and initial structural repair. Price remains below the 9-day and 20-day EMAs and the flat 50-day SMA, so we defer execution. We will stalk for a clean pullback into rising short-term EMAs and a reclaim of the 50-day SMA before entering.

  • Net earnings $51M in Q1 2026; 196 consecutive profitable quarters.
  • Loan originations up ~90% YoY; strong pipelines supporting growth.
  • Q2 2026 acquisition costs of $31.4M cut net earnings to $48.3M.
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$468.0M$564.7M$665.7M$684.6M$648.5M
YoY %-2.5%+20.6%+17.9%+2.8%-5.3%
P / Sales6.2x6.3x4.2x4.3x3.9x
EV / Sales35.5x31.7x24.9x23.1x24.3x
Gross Profit, Adj.$461.9M$555.5M$547.3M$501.8M$515.5M
YoY %-0.9%+20.3%-1.5%-8.3%+2.7%
Margin %98.7%98.4%82.2%73.3%79.5%
EV / Gross Profit36.0x32.2x30.2x31.4x30.6x
EBITDA, Adj.$298.6M$334.4M$315.4M$271.2M$283.2M
YoY %+19.7%+12.0%-5.7%-14.0%+4.4%
Margin %63.8%59.2%47.4%39.6%43.7%
EV / EBITDA55.6x53.6x52.5x58.2x55.7x
EBIT$297.6M$328.3M$315.4M$271.2M$281.7M
YoY %+19.3%+10.3%-3.9%-14.0%+3.9%
Margin %63.6%58.1%47.4%39.6%43.4%
EV / EBIT55.8x54.5x52.5x58.2x56.0x
Net Income$213.5M$233.9M$219.9M$199.3M$207.9M
YoY %+20.9%+9.6%-6.0%-9.4%+4.3%
Net Margin45.6%41.4%33.0%29.1%32.1%
EPS (GAAP)$1.56$1.67$1.59$1.44$1.52
YoY %+20.0%+7.1%-4.8%-9.4%+5.6%