Lumida
/CZFS
⌘K
Citizens Financial Services Inc

Citizens Financial Services Inc

CZFS
$82.21USD↓-1.09%-0.91 today

MARKET CAP

395.4M

P/E (TTM)

10.8x

FWD P/E

—

DAY RANGE

$81 – $84

52W RANGE

$52
$85

AI Summary

Stalk
StalkMedium

CZFS remains in a Stage 2 advancing regime with a primary momentum breakout signaling strong medium-term demand, yet price is now extended above rising EMAs with extreme overbought readings. Patience is warranted to await a pullback into the 9/21/50 EMA support zone before engaging. The long-term uptrend is intact, supported by a rising 200 DMA and positive relative strength. Key risks include near-term exhaustion at resistance and moderate transition risk from Stage 2 to Stage 3.

  • ↑47% YoY EPS surge in Q1 2026 drives robust profitability.
  • ↑Net interest income rose 14% YoY; guiding 10–12% growth in 2026.
  • ↓Non-performing loans over $41 M increase allowance for credit losses.
Full analysis →

Buying

4

institutions

Selling

1

institutions

New Positions

0

this quarter

Filing Period

Q2 2026

latest 13-F

13-F Holdings

Institution↕Action↕Shares Held↕Value↓Change↕Chg %↕Weight↕
BI

Blackrock, Inc.

Q2 2026

BUY354.55 K25.68 M+23.26 K+26.8%0.00%
AC

Aqr Capital Management LLC

Q2 2026

BUY9.40 K680.94 K+5.59 K+192.1%0.00%
CA

Citadel Advisors LLC

Q2 2026

BUY7.25 K525.48 K+1.83 K+58.5%0.00%
MM

Millennium Management LLC

Q2 2026

SELL3.61 K261.44 K+-4.14 K-44.9%0.00%
JC

Jpmorgan Chase & Co

Q2 2026

BUY2.06 K147.47 K+172.00+27.9%0.00%