Lumida
/CZWI
⌘K
Citizens Community Bancorp Inc

Citizens Community Bancorp Inc

CZWI
$21.88USD-0.77%-0.17 today

MARKET CAP

211.1M

P/E (TTM)

15.0x

FWD P/E

DAY RANGE

$22 – $23

52W RANGE

$15
$24

AI Summary

Stalk
StalkMedium

CZWI is in a high-confidence Stage 2 advancing uptrend amplified by parabolic acceleration, but price is now extended and overbought with exhaustion dynamics at resistance. Optimal engagement is deferred: look for a pullback into the rising 9/21 EMA support area to re-enter in line with the bullish structure.

  • Earnings yield 0.9133 suggests stock undervalued versus earnings
  • Dividend yield 0.4172 provides steady income in rising rates
  • Growth score -0.2672 and revisions -0.5501 indicate slowing revenue expansion
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$79.9M$79.8M$94.5M$99.7M$98.8M
YoY %-4.1%-0.0%+18.4%+5.5%-1.0%
P / Sales1.8x1.6x1.3x1.7x1.8x
EV / Sales20.9x21.8x18.6x16.9x16.7x
Gross Profit, Adj.$69.5M$66.8M$58.6M$56.6M$62.3M
YoY %+0.8%-3.9%-12.3%-3.4%+10.2%
Margin %87.0%83.7%62.0%56.7%63.1%
EV / Gross Profit24.0x26.0x30.1x29.8x26.5x
EBITDA, Adj.$29.0M$23.6M$18.9M$17.4M$17.4M
YoY %+67.6%-18.6%-19.7%-7.8%-0.1%
Margin %36.3%29.5%20.0%17.5%17.7%
EV / EBITDA57.6x73.7x93.1x96.6x94.7x
EBIT$29.0M$23.6M$18.9M$17.4M$17.4M
YoY %+67.6%-18.6%-19.7%-7.8%-0.1%
Margin %36.3%29.5%20.0%17.5%17.7%
EV / EBIT57.6x73.7x93.1x96.6x94.7x
Net Income$21.3M$17.8M$13.1M$13.8M$14.4M
YoY %+67.1%-16.5%-26.5%+5.3%+4.9%
Net Margin26.6%22.2%13.8%13.8%14.6%
EPS (GAAP)$1.98$1.69$1.25$1.34$1.46
YoY %+73.7%-14.6%-26.0%+7.2%+9.0%