Lumida
/DFS
⌘K
Discover Financial Services

Discover Financial Services

DFS
$200.05USD-0.21%-0.43 today

MARKET CAP

50.3B

P/E (TTM)

10.7x

FWD P/E

DAY RANGE

$199 – $203

52W RANGE

$120
$207

AI Summary

Stalk
StalkMedium

DFS remains in a Stage 2 uptrend, with EMAs aligned and fundamentals strong. Momentum is healthy but no clear short-term pattern or pullback has emerged. We prefer to wait for a controlled pullback into rising EMA support or fresh pattern confirmation before entering.

  • Quarterly $0.72 dividend yields strong FCF market-cap yield, appealing to income investors
  • Brand loyalty drives resilient credit card transactions, boosting fee income and revenue
  • Aggressive competitor promotions compress interest margins and pricing power
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2020FY 2021FY 2022FY 2023FY 2024TREND
Sales, Adj.$13.0B$13.1B$15.1B$20.5B$23.6B
YoY %-7.4%+1.5%+14.8%+36.2%+15.1%
P / Sales
EV / Sales
Gross Profit, Adj.$11.1B$12.0B$13.2B$15.8B$17.9B
YoY %-3.2%+8.3%+10.1%+19.5%+13.4%
Margin %85.6%91.4%87.6%76.9%75.8%
EV / Gross Profit
EBITDA, Adj.$1.4B$7.0B$5.6B$3.6B$6.1B
YoY %-62.6%+386.7%-19.2%-35.5%+67.0%
Margin %11.1%53.1%37.4%17.7%25.7%
EV / EBITDA
EBIT$1.4B$7.0B$5.6B$3.6B$6.1B
YoY %-62.6%+386.7%-19.2%-35.5%+67.0%
Margin %11.1%53.1%37.4%17.7%25.7%
EV / EBIT
Net Income$1.1B$5.3B$4.2B$2.7B$4.4B
YoY %-62.0%+379.1%-20.1%-35.8%+63.8%
Net Margin8.5%40.2%28.0%13.2%18.8%
EPS (GAAP)$3.60$17.63$15.23$10.70$17.72
YoY %-60.4%+389.7%-13.6%-29.7%+65.6%