Lumida
/EBC
⌘K
Eastern Bankshares Inc

Eastern Bankshares Inc

EBC
$21.60USD-0.30%-0.06 today

MARKET CAP

4.9B

P/E (TTM)

12.7x

FWD P/E

10.7x

DAY RANGE

$21 – $22

52W RANGE

$17
$24

AI Summary

Stalk
StalkMedium

EBC remains in a medium-term uptrend anchored by the rising 200-day SMA, but the recent breakdown under short-term EMAs and formation of a descending channel have weakened near-term momentum. We will stalk for a clean pullback and acceptance just above the 200-day SMA before committing to a buy.

  • Q4 2025 operating earnings surged 62% YoY with 15.3% ROATCE
  • Commercial loan pipeline reached $1 billion, indicating strong demand
  • Loan growth outlook cut to 3–4% amid stiff competition
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$532.6M$681.9M$558.7M$1.1B$1.1B
YoY %-10.0%+28.0%-18.1%+91.6%-1.2%
P / Sales6.5x4.2x4.1x2.9x3.6x
EV / Sales44.0x33.6x36.4x23.3x28.2x
Gross Profit, Adj.$527.3M$644.8M$312.7M$731.5M$722.6M
YoY %-9.0%+22.3%-51.5%+134.0%-1.2%
Margin %99.0%94.6%56.0%68.3%68.3%
EV / Gross Profit44.4x35.5x65.1x34.2x41.4x
EBITDA, Adj.$176.0M$238.2M$-126.0M$155.8M$99.5M
YoY %+390.2%+35.4%-152.9%+223.6%-36.1%
Margin %33.0%34.9%-22.6%14.5%9.4%
EV / EBITDA133.2x96.2x-161.5x160.5x300.3x
EBIT$176.0M$238.2M$-126.0M$155.8M$99.5M
YoY %+390.2%+35.4%-152.9%+223.6%-36.1%
Margin %33.0%34.9%-22.6%14.5%9.4%
EV / EBIT133.2x96.2x-161.5x160.5x300.3x
Net Income$154.7M$199.8M$232.2M$119.6M$88.2M
YoY %+580.2%+29.2%+16.2%-48.5%-26.2%
Net Margin29.0%29.3%41.6%11.2%8.3%
EPS (GAAP)$0.90$1.21$1.43$0.66$0.43
YoY %+592.3%+34.4%+18.2%-53.8%-34.8%