Lumida
/ECBK
⌘K
ECB Bancorp Inc

ECB Bancorp Inc

ECBK
$21.21USD+1.87%+0.39 today

MARKET CAP

185.3M

P/E (TTM)

22.6x

FWD P/E

DAY RANGE

$20 – $21

52W RANGE

$15
$22

AI Summary

Stalk
Buy NowMedium

ECBK remains in a Stage 2 advancing uptrend with rising EMAs and volume confirming higher highs, and despite extreme overbought readings, the active Lockout Rally dynamics support further upside; initiate Buy Now to capture continuation momentum, using shallow pullbacks into the 9/21 EMAs as participation zones. Primary risk is a single‐bar exhaustion signal and failure to hold above the EMAs.

  • Q2 net income rose to $3.26M vs $1.44M YoY; EPS $0.39.
  • Total risk-based capital ratio 14.9% and CET1 ratio 13.94% exceed well-capitalized benchmarks.
  • Average analyst target ~$10 implies 51% decline from current $20.55.
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$30.6M$55.8M$68.3M$79.5M
YoY %+82.7%+22.3%+16.5%
P / Sales4.5x1.9x1.8x1.8x
EV / Sales33.9x21.8x20.0x19.8x
Gross Profit, Adj.$25.0M$25.8M$26.2M$33.2M
YoY %+3.2%+1.4%+26.8%
Margin %82.0%46.3%38.4%41.8%
EV / Gross Profit41.4x47.2x52.2x47.4x
EBITDA, Adj.$3.5M$6.0M$5.4M$10.4M
YoY %+71.2%-10.3%+93.2%
Margin %11.4%10.7%7.9%13.1%
EV / EBITDA296.2x203.7x254.7x151.7x
EBIT$3.5M$6.0M$5.4M$10.4M
YoY %+71.2%-10.3%+93.2%
Margin %11.4%10.7%7.9%13.1%
EV / EBIT296.2x203.7x254.7x151.7x
Net Income$2.7M$4.5M$4.0M$7.8M
YoY %+63.8%-10.4%+94.7%
Net Margin8.9%8.0%5.8%9.8%
EPS (GAAP)$0.32$0.52$0.48$0.94
YoY %+62.5%-7.7%+95.8%