Eagle Financial Services Inc

Asset remains in a Stage 2 advancing regime and has held a corrective pullback at rising 9/21 EMAs. Despite an active Blow-Off Top pattern warning of elevated distribution risk, the primary uptrend and intermediate structure remain intact. Medium-term bias is Bullish supported by clear HH/HL price structure and rising short-term EMAs. Short-term timing is favorable as price pulls back into EMA confluence near support, suggesting Buy on pullback. Key risk lies in the potential Stage 2→3 transition if EMAs break.

• ↑Posted $39.5M in quarterly loan growth across construction, CRE, and C&I.
• ↑NIM expanded 44 bps YoY to 3.86% via loan growth and improved deposit mix.
• ↓NPAs rose to $16.5M (0.89% of assets) after a CRE loan went non-accrual.