Enova International Inc

ENVA remains in Stage 4 distribution, establishing a medium-term bearish tradable side. Price is rejecting declining EMAs near the 9/20/50 cluster and forming lower highs and lower lows. Short-term bearish bias signals readiness for immediate sell participation at resistance. Sell now.

• ↑Q4 2025 revenue reached $839M (+15% YoY); originations +27% full-year
• ↑Grasshopper Bank acquisition projected to add >25% adjusted EPS
• ↓Marketing expenses at 22% of revenue risk profitability if origination stalls