Lumida
/ERIE
⌘K
Erie Indemnity Co

Erie Indemnity Co

ERIE
$245.03USD+1.93%+4.63 today

MARKET CAP

11.4B

P/E (TTM)

22.4x

FWD P/E

DAY RANGE

$239 – $245

52W RANGE

$205
$342

AI Summary

Stalk
StalkMedium

EQIX remains in a long-term uptrend supported by the rising 200-day SMA, with a primary Higher Highs & Higher Lows pattern signaling sustained demand. The medium-term bias is bullish despite a pullback below the shorter EMAs, which suggests consolidation. Short-term conditions are neutral as price pulls back into the 20/50-day EMA band without clear exhaustion. Execution should be deferred: watch for re-acceptance above the 9-day EMA near 257 to confirm continuation and define a buy zone.

  • Combined ratio improved from 116.9% to 103.9% in Q2 2026, aided by a 7-point drop in catastrophe losses.
  • Direct written premiums grew 3.6% in Q1 2026 with average premiums up 9.6% YoY.
  • Retention rate declined to 88.4%, indicating customer churn under competitive pressure.
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$2.7B$2.8B$3.3B$3.9B$4.2B
YoY %+5.1%+5.2%+16.1%+17.2%+7.4%
P / Sales3.7x4.5x5.3x5.6x3.6x
EV / Sales4.0x4.7x5.5x5.7x3.8x
Gross Profit, Adj.$2.7B$2.8B$3.3B$3.9B$4.2B
YoY %+5.1%+5.2%+16.1%+17.2%+7.4%
Margin %100.0%100.0%100.0%100.0%100.0%
EV / Gross Profit4.0x4.7x5.5x5.7x3.8x
EBITDA, Adj.$385.4M$376.8M$549.2M$745.7M$802.0M
YoY %+3.9%-2.2%+45.7%+35.8%+7.6%
Margin %14.3%13.3%16.7%19.3%19.3%
EV / EBITDA28.0x35.6x33.1x29.7x19.6x
EBIT$385.4M$376.8M$549.2M$745.7M$802.0M
YoY %+3.9%-2.2%+45.7%+35.8%+7.6%
Margin %14.3%13.3%16.7%19.3%19.3%
EV / EBIT28.0x35.6x33.1x29.7x19.6x
Net Income$295.4M$296.1M$442.4M$595.4M$554.8M
YoY %+1.6%+0.2%+49.4%+34.6%-6.8%
Net Margin10.9%10.4%13.4%15.4%13.4%
EPS (GAAP)$5.69$5.71$8.53$11.48$10.69
YoY %+1.4%+0.4%+49.4%+34.6%-6.9%