Lumida
/ESNT
⌘K
Essent Group Ltd

Essent Group Ltd

ESNT
$68.90USD-0.53%-0.37 today

MARKET CAP

6.2B

P/E (TTM)

9.8x

FWD P/E

DAY RANGE

$69 – $70

52W RANGE

$55
$70

AI Summary

Stalk
StalkMedium

ESNT remains in a secular uptrend, exhibiting Stage 2 characteristics but showing current upside exhaustion. Medium-term directional asymmetry favors long-side participation, yet near-term price fatigue and pullback into EMAs call for patience. A pullback into the 20EMA and 50DMA support zone offers a structurally favorable entry aligned with free cash flow and buyback strength.

  • Q2 net income $189.7M ($2.08/share), 17.5% above consensus
  • Declared $0.35 quarterly dividend, translating to a 14.6% yield
  • Weak growth factors raise risk of revenue stagnation
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$872.5M$842.5M$916.9M$990.9M$983.7M
YoY %+1.2%-3.4%+8.8%+8.1%-0.7%
P / Sales5.8x5.0x6.2x5.9x6.6x
EV / Sales7.4x6.4x7.5x7.2x8.2x
Gross Profit, Adj.$872.5M$842.5M$916.9M$990.9M$983.7M
YoY %+1.2%-3.4%+8.8%+8.1%-0.7%
Margin %100.0%100.0%100.0%100.0%100.0%
EV / Gross Profit7.4x6.4x7.5x7.2x8.2x
EBITDA, Adj.$711.7M$866.9M$679.7M$664.8M$597.0M
YoY %+64.3%+21.8%-21.6%-2.2%-10.2%
Margin %81.6%102.9%74.1%67.1%60.7%
EV / EBITDA9.1x6.3x10.1x10.8x13.5x
EBIT$674.6M$845.5M$660.3M$638.8M$577.3M
YoY %+65.9%+25.3%-21.9%-3.3%-9.6%
Margin %77.3%100.4%72.0%64.5%58.7%
EV / EBIT9.6x6.4x10.4x11.2x14.0x
Net Income$681.8M$831.4M$696.4M$729.4M$690.0M
YoY %+65.1%+21.9%-16.2%+4.7%-5.4%
Net Margin78.1%98.7%75.9%73.6%70.1%
EPS (GAAP)$6.11$7.72$6.50$6.85$6.90
YoY %+57.5%+26.4%-15.8%+5.4%+0.7%