First Citizens BancShares Inc (Delaware)

FCNCA is in a Stage 2 advance, confirmed by sequential higher highs and higher lows above rising short-term EMAs. Price has entered a neutral consolidation around the 9/21/50-day EMA cluster with flat momentum indicators, providing no clear execution edge. Medium-term bias remains bullish, but optimal engagement requires a pullback into rising EMA support. We will defer entry until price shows acceptance near the 50-day SMA.

• ↑Adjusted EPS $57.09 in Q2 2026, up 20% sequentially; ROE 1.18%
• ↑Net charge-offs of 29 bps indicate resilient loan portfolio
• ↓Negative profitability metrics raise doubts on sustainable returns