Lumida
/FIBK
⌘K
First Interstate Bancsystem Inc

First Interstate Bancsystem Inc

FIBK
$36.92USD+0.11%+0.04 today

MARKET CAP

3.5B

P/E (TTM)

12.6x

FWD P/E

DAY RANGE

$37 – $37

52W RANGE

$29
$41

AI Summary

Stalk
Sell NowMedium

FIBK has transitioned into a Stage 3 distribution phase, evidenced by a decisive failure at the 50-day SMA and an active Bearish Pivot Point pattern signaling structural repair to the downside. Short-term momentum is negative as price trades below the 9/20/50 EMAs, while the long-term trend remains supported by the rising 200-day SMA. Given the medium-term bearish bias and unfavorable timing, we sell now, using rallies into the broken 50-day SMA and declining EMAs as execution points.

  • 5.3% annualized yield via $0.47/share dividend backed by stable profits
  • Net interest margin expanded to 3.48% in Q2, ninth straight quarter of growth
  • Loan balances declined by $447M amid elevated payoffs, slowing growth
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$656.0M$1.2B$1.4B$1.5B$1.4B
YoY %-3.6%+80.6%+20.5%+3.7%-4.7%
P / Sales3.8x3.4x2.3x2.3x2.5x
EV / Sales30.5x27.8x21.2x19.5x18.7x
Gross Profit, Adj.$638.7M$1.1B$1.0B$999.7M$1.1B
YoY %-2.3%+73.1%-7.2%-2.5%+5.9%
Margin %97.4%93.3%71.9%67.5%75.0%
EV / Gross Profit31.4x29.7x29.5x28.8x24.9x
EBITDA, Adj.$259.4M$376.0M$336.8M$294.5M$391.7M
YoY %+23.9%+44.9%-10.4%-12.6%+33.0%
Margin %39.5%31.7%23.6%19.9%27.8%
EV / EBITDA77.2x87.5x90.0x97.8x67.4x
EBIT$247.8M$257.1M$336.8M$294.5M$391.7M
YoY %+18.4%+3.8%+31.0%-12.6%+33.0%
Margin %37.8%21.7%23.6%19.9%27.8%
EV / EBIT80.8x127.9x90.0x97.8x67.4x
Net Income$192.1M$202.2M$257.5M$226.0M$302.1M
YoY %+19.2%+5.3%+27.3%-12.2%+33.7%
Net Margin29.3%17.1%18.0%15.3%21.4%
EPS (GAAP)$3.11$1.96$2.48$2.19$2.94
YoY %+22.9%-37.0%+26.5%-11.7%+34.2%