Lumida
/FICO
⌘K
Fair Isaac Corp

Fair Isaac Corp

FICO
$985.39USD+2.57%+24.72 today

MARKET CAP

21.3B

P/E (TTM)

31.2x

FWD P/E

DAY RANGE

$960 – $1,001

52W RANGE

$870
$1,998

AI Summary

Stalk
TrimMedium

FICO remains in a clear Stage 4 decline with persistent lower-highs and lower-lows and price trading below declining EMAs. The medium-term bias is bearish under continued downtrend momentum, and short-term price action is unfavorable for bullish entries. Execution is recommended on rallies into the 9/20 EMAs and 50-day SMA, where rejections at resistance signal continuation of supply dominance.

  • 26% YOY revenue growth to $674M in Q3 2026; full-year guide upped to $2.53B.
  • Mortgage origination revenue surged 97% YoY, fueling core segment gains.
  • Negative earnings yield warns of limited profitability upside.
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$1.3B$1.4B$1.5B$1.7B$2.0B
YoY %+1.7%+4.6%+9.9%+13.5%+15.9%
P / Sales8.8x7.9x14.5x28.4x18.5x
EV / Sales10.0x9.4x15.9x29.9x20.2x
Gross Profit, Adj.$984.1M$1.1B$1.2B$1.4B$1.6B
YoY %+5.4%+9.2%+11.9%+13.9%+19.6%
Margin %74.7%78.1%79.4%79.7%82.2%
EV / Gross Profit13.3x12.1x20.0x37.4x24.6x
EBITDA, Adj.$455.0M$562.9M$655.5M$747.5M$950.7M
YoY %+16.3%+23.7%+16.5%+14.0%+27.2%
Margin %34.6%40.9%43.3%43.5%47.8%
EV / EBITDA28.9x23.0x36.7x68.6x42.3x
EBIT$405.4M$542.4M$640.9M$733.6M$924.9M
YoY %+37.0%+33.8%+18.2%+14.5%+26.1%
Margin %30.8%39.4%42.3%42.7%46.5%
EV / EBIT32.4x23.9x37.5x69.9x43.5x
Net Income$392.1M$373.5M$429.4M$512.8M$651.9M
YoY %+65.8%-4.7%+14.9%+19.4%+27.1%
Net Margin29.8%27.1%28.4%29.9%32.7%
EPS (GAAP)$13.40$14.18$16.93$20.45$26.54
YoY %+69.6%+5.8%+19.4%+20.8%+29.8%