Lumida
/FRST
⌘K
Primis Financial Corp

Primis Financial Corp

FRST
$15.96USD-0.93%-0.15 today

MARKET CAP

399.3M

P/E (TTM)

17.0x

FWD P/E

9.0x

DAY RANGE

$16 – $16

52W RANGE

$10
$17

AI Summary

Stalk
StalkMedium

FRST recently broke out above its intermediate resistance with strong momentum and volume, but price is extended above key EMAs and overbought. The medium-term regime remains bullish, supported by EMA alignment and continuation patterns. However, short-term timing favors waiting for a pullback into the prior resistance zone, now acting as support. A pullback into the 14.35–14.50 area would offer a more favorable entry aligned with structural support and rising EMAs.

  • Q2 net income $9.4M ($0.38/sh), vs $2.4M a year ago
  • Gross loans up ~10% annualized in Q4 led by mortgage warehouse
  • Credit loss provisions rising due to asset downgrades; NPAs at 1.45%
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$124.3M$141.6M$237.9M$254.1M$312.8M
YoY %+14.0%+67.9%+6.8%+23.1%
P / Sales3.0x2.1x1.3x1.1x1.1x
EV / Sales27.0x24.4x15.8x14.2x12.7x
Gross Profit, Adj.$105.2M$120.1M$144.0M$147.4M$223.8M
YoY %+14.1%+19.9%+2.4%+51.9%
Margin %84.7%84.8%60.5%58.0%71.5%
EV / Gross Profit31.9x28.8x26.2x24.5x17.7x
EBITDA, Adj.$39.6M$17.3M$-29,000$-28.9M$72.6M
YoY %-56.3%-100.2%-99565.5%+351.0%
Margin %31.9%12.2%-0.0%-11.4%23.2%
EV / EBITDA84.7x199.7x-129983.2x-124.7x54.6x
EBIT$39.6M$17.3M$-11.2M$-28.9M$72.6M
YoY %-56.2%-164.5%-158.5%+351.0%
Margin %31.8%12.2%-4.7%-11.4%23.2%
EV / EBIT84.8x199.7x-337.2x-124.7x54.6x
Net Income$31.1M$14.1M$-7.8M$-16.2M$61.4M
YoY %-54.5%-155.4%-106.9%+479.2%
Net Margin25.0%10.0%-3.3%-6.4%19.6%
EPS (GAAP)$1.27$0.57-$0.32-$0.66$2.49
YoY %-55.1%-156.1%-106.3%+477.3%