Five Star Bancorp

FSBC remains below the 9/20/50 EMA cluster after a bearish pivot point, indicating medium-term distribution and tradable bias to the downside. Short-term timing is neutral as price pulls back into declining EMAs without a clear rejection. We await a failed rally into the EMA zone for optimal trimming opportunities. Long-term uptrend intact via rising 200-day SMA.

• ↑Q2 net income $19.4 M (+34% YoY) drove EPS to $0.91 (+34%)
• ↑Total loans rose 29% annualized to $4.5 B, fueled by CRE demand
• ↓CRE concentration (~80% of loans) heightens exposure to sector shocks