Lumida
/FUNC
⌘K
First United Corp

First United Corp

FUNC
$43.67USD+0.67%+0.29 today

MARKET CAP

286.6M

P/E (TTM)

11.6x

FWD P/E

DAY RANGE

$43 – $44

52W RANGE

$34
$46

AI Summary

Stalk
StalkMedium

FUNC remains in a Stage 2 advancing environment with a clear momentum breakout above horizontal resistance, anchoring a medium-term bullish bias. However, extreme overbought readings on RSI and Options Score, along with price extended above rising EMAs, call for patience. Execution will be deferred, targeting pullbacks into the former resistance zone and EMA confluence for higher-probability entries.

  • Quarterly dividend $0.26 yields 2.29%, above 2.14% industry average.
  • Payout ratio 24% implies room for dividend growth.
  • Q2 net income declined to $5.67M from $5.98M.
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$79.0M$80.5M$95.6M$111.8M$121.4M
YoY %+2.9%+1.9%+18.8%+16.9%+8.6%
P / Sales1.6x1.6x1.7x2.0x2.0x
EV / Sales20.3x21.8x19.4x17.3x16.5x
Gross Profit, Adj.$73.3M$75.7M$71.3M$79.8M$88.7M
YoY %+9.2%+3.3%-5.7%+11.9%+11.1%
Margin %92.8%94.0%74.6%71.4%73.0%
EV / Gross Profit21.9x23.2x26.0x24.3x22.5x
EBITDA, Adj.$28.7M$33.2M$19.5M$27.2M$32.5M
YoY %+61.0%+15.8%-41.3%+39.8%+19.5%
Margin %36.3%41.2%20.4%24.4%26.8%
EV / EBITDA56.0x52.9x95.3x71.1x61.4x
EBIT$26.3M$33.2M$19.5M$27.2M$32.5M
YoY %+47.9%+26.1%-41.3%+39.8%+19.5%
Margin %33.3%41.2%20.4%24.4%26.8%
EV / EBIT61.0x52.9x95.3x71.1x61.4x
Net Income$19.8M$25.0M$15.1M$20.6M$24.5M
YoY %+42.8%+26.7%-39.9%+36.6%+19.2%
Net Margin25.0%31.1%15.7%18.4%20.2%
EPS (GAAP)$2.95$3.76$2.25$3.15$3.77
YoY %+49.7%+27.5%-40.2%+40.0%+19.7%