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German American Bancorp Inc

German American Bancorp Inc

GABC
$49.75USD+0.10%+0.05 today

MARKET CAP

1.9B

P/E (TTM)

16.4x

FWD P/E

DAY RANGE

$49 – $50

52W RANGE

$37
$52

AI Summary

Stalk
StalkMedium

Price is consolidating in a tight range at the confluence of the 9EMA, 20EMA, and 50SMA following a multimonth uptrend, reflecting short-term equilibrium. The medium-term structure remains bullish, supported by a rising 50SMA and proximity to the 52-week high, but without a clear breakout. Execution is deferred until price either breaks above the near-term resistance or retests support around the EMA zone. Patience is advised (Stalk).

  • Q2 EPS $1.02 beat $0.92 estimate, reflecting robust operations.
  • 4.3% net interest margin supports stable net interest income.
  • P/TBV at 2.3× rates stock as fully valued currently.
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$229.8M$278.1M$316.9M$353.7M$487.4M
YoY %+0.4%+21.0%+14.0%+11.6%+37.8%
P / Sales4.5x3.9x3.0x3.4x3.0x
EV / Sales25.8x23.8x20.1x19.0x17.6x
Gross Profit, Adj.$220.3M$259.7M$250.7M$253.3M$361.4M
YoY %+5.0%+17.9%-3.5%+1.0%+42.7%
Margin %95.8%93.4%79.1%71.6%74.2%
EV / Gross Profit26.9x25.4x25.4x26.5x23.8x
EBITDA, Adj.$102.8M$99.2M$103.6M$104.1M$140.1M
YoY %+37.0%-3.5%+4.5%+0.4%+34.6%
Margin %44.7%35.7%32.7%29.4%28.7%
EV / EBITDA57.7x66.6x61.5x64.4x61.4x
EBIT$102.8M$99.2M$103.6M$104.1M$140.1M
YoY %+37.0%-3.5%+4.5%+0.4%+34.6%
Margin %44.7%35.7%32.7%29.4%28.7%
EV / EBIT57.7x66.6x61.5x64.4x61.4x
Net Income$84.1M$81.8M$85.9M$83.8M$112.6M
YoY %+35.2%-2.7%+5.0%-2.4%+34.4%
Net Margin36.6%29.4%27.1%23.7%23.1%
EPS (GAAP)$3.17$2.78$2.91$2.83$3.06
YoY %+35.5%-12.3%+4.7%-2.7%+8.1%