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/HIG
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Hartford Insurance Group Inc

Hartford Insurance Group Inc

HIG
$138.98USD+2.12%+2.88 today

MARKET CAP

37.6B

P/E (TTM)

9.6x

FWD P/E

10.4x

DAY RANGE

$137 – $140

52W RANGE

$120
$146

AI Summary

Stalk
Sell NowMedium

HIG is in a Stage 3 distribution phase, evidenced by the active Bearish Pivot Point and sequence of EMAs rolling over. The medium-term bias is bearish, with pattern and distribution dynamics pointing to further downside below the rising trendline/200-day SMA. Short-term momentum favors continued weakness, with price extended below the 9/20/50 EMA cluster and no exhaustion signals. Sell now on breakdown below the trendline/200-day SMA support zone for continuation participation.

  • Q2 core earnings of $945M delivered 18.7% ROE.
  • Business insurance premiums grew 5% YoY; combined ratio at 89.3.
  • Weak growth outlook with negative analyst revisions threatens revenue.
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$22.4B$22.4B$24.5B$26.5B$28.4B
YoY %+9.1%-0.1%+9.7%+8.2%+6.9%
P / Sales1.1x1.1x1.0x1.2x1.4x
EV / Sales3.7x3.8x3.5x3.7x3.7x
Gross Profit, Adj.$8.0B$7.4B$8.2B$9.4B$10.6B
YoY %+14.1%-7.5%+11.4%+13.8%+13.2%
Margin %35.7%33.1%33.6%35.3%37.4%
EV / Gross Profit10.4x11.3x10.5x10.3x10.0x
EBITDA, Adj.$5.5B$4.9B$3.8B$4.4B$5.4B
YoY %+16.1%-10.0%-23.0%+15.9%+21.5%
Margin %24.5%22.1%15.5%16.6%18.9%
EV / EBITDA15.1x17.0x22.8x22.0x19.9x
EBIT$3.1B$2.5B$3.3B$4.0B$5.0B
YoY %+33.2%-21.2%+32.8%+23.2%+22.5%
Margin %14.0%11.1%13.4%15.3%17.5%
EV / EBIT26.4x33.9x26.4x24.0x21.4x
Net Income$2.4B$1.8B$2.5B$3.1B$3.8B
YoY %+36.9%-23.5%+38.1%+24.4%+23.5%
Net Margin10.5%8.0%10.1%11.6%13.4%
EPS (GAAP)$6.64$5.46$7.97$10.35$13.32
YoY %+39.5%-17.8%+46.0%+29.9%+28.7%