Lumida
/IBOC
⌘K
International Bancshares Corp

International Bancshares Corp

IBOC
$70.94USD-0.14%-0.10 today

MARKET CAP

4.4B

P/E (TTM)

10.7x

FWD P/E

DAY RANGE

$71 – $72

52W RANGE

$63
$78

AI Summary

Stalk
StalkMedium

The stock remains in a long-term uptrend with 200-day SMA support holding and a higher low established. Medium-term bias is bullish but price faces resistance at the 20/50-day EMAs, and we need a clean reclaim above these EMAs for confirmation. Short-term execution readiness is neutral; we will stalk for a pullback into or a clear reclaim of the 9/20-day EMAs near the 200-day SMA before committing. Key risks include failure to overcome the EMA resistance and a breakdown below the 200-day SMA.

  • P/E ratio of 10.5x vs industry 11.8x indicates clear undervaluation
  • 90.2% total return over five years highlights consistent shareholder gains
  • Negative growth momentum and downward revisions suggest weak revenue outlook
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$620.4M$712.9M$970.1M$1.0B$1.1B
YoY %+7.4%+14.9%+36.1%+7.5%+1.3%
P / Sales4.3x4.0x3.5x3.8x3.9x
EV / Sales21.3x19.9x15.8x15.8x16.0x
Gross Profit, Adj.$593.6M$674.8M$833.4M$833.6M$842.2M
YoY %+10.2%+13.7%+23.5%+0.0%+1.0%
Margin %95.7%94.6%85.9%79.9%79.7%
EV / Gross Profit22.3x21.1x18.4x19.8x20.1x
EBITDA, Adj.$322.3M$382.6M$523.5M$508.7M$520.4M
YoY %+52.2%+18.7%+36.8%-2.8%+2.3%
Margin %52.0%53.7%54.0%48.8%49.3%
EV / EBITDA41.0x37.1x29.3x32.5x32.5x
EBIT$322.3M$382.6M$523.5M$508.7M$520.4M
YoY %+52.2%+18.7%+36.8%-2.8%+2.3%
Margin %52.0%53.7%54.0%48.8%49.3%
EV / EBIT41.0x37.1x29.3x32.5x32.5x
Net Income$253.9M$300.2M$411.8M$409.2M$412.3M
YoY %+51.8%+18.2%+37.1%-0.6%+0.8%
Net Margin40.9%42.1%42.4%39.2%39.0%
EPS (GAAP)$4.00$4.78$6.62$6.57$6.62
YoY %+52.7%+19.5%+38.5%-0.8%+0.8%