Lumida
/JKHY
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Jack Henry & Associates Inc

Jack Henry & Associates Inc

JKHY
$167.05USD+0.01%+0.02 today

MARKET CAP

11.8B

P/E (TTM)

23.4x

FWD P/E

DAY RANGE

$167 – $167

52W RANGE

$121
$193

AI Summary

Stalk
Buy NowMedium

JKHY remains in a Stage 2 advancing phase with rising EMAs and low stage transition risk. The active Bullish Exhaustion pattern signals likely consolidation rather than reversal, and price is currently pulling back into the rising 9/20/50 EMA zone while holding support. Short-term conditions favor immediate participation on this pullback, aligning with medium-term bullish permission despite a broader secular downtrend.

  • Q4 non-GAAP revenue of $633M (+7% YoY) and FY revenue $2.5B (+7% YoY)
  • Record 58 competitive core wins in FY26 secures larger banking clients
  • Growth headwinds flagged by low forecast revisions and slowing momentum
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$1.8B$1.9B$2.1B$2.2B$2.4B
YoY %+3.6%+10.5%+6.9%+6.6%+7.2%
P / Sales7.0x6.8x5.9x5.4x5.5x
EV / Sales7.6x7.3x6.4x5.9x5.9x
Gross Profit, Adj.$694.8M$814.3M$858.6M$916.1M$1.0B
YoY %+0.9%+17.2%+5.4%+6.7%+10.7%
Margin %39.5%41.9%41.3%41.3%42.7%
EV / Gross Profit19.2x17.5x15.6x14.2x13.8x
EBITDA, Adj.$574.5M$652.2M$671.4M$689.3M$773.5M
YoY %+4.0%+13.5%+2.9%+2.7%+12.2%
Margin %32.7%33.6%32.3%31.1%32.6%
EV / EBITDA23.2x21.9x19.9x18.8x18.1x
EBIT$398.7M$474.6M$480.7M$489.4M$568.7M
YoY %+4.8%+19.0%+1.3%+1.8%+16.2%
Margin %22.7%24.4%23.1%22.1%23.9%
EV / EBIT33.4x30.0x27.8x26.5x24.6x
Net Income$311.5M$362.9M$366.6M$381.8M$455.7M
YoY %+5.0%+16.5%+1.0%+4.1%+19.4%
Net Margin17.7%18.7%17.6%17.2%19.2%
EPS (GAAP)$4.12$4.94$5.02$5.23$6.24
YoY %+6.7%+19.9%+1.6%+4.2%+19.3%