Lumida
/JRVR
⌘K
James River Group Holdings Ltd

James River Group Holdings Ltd

JRVR
$3.95USD+2.60%+0.10 today

MARKET CAP

182.6M

P/E (TTM)

6.0x

FWD P/E

DAY RANGE

$4 – $4

52W RANGE

$4
$7

AI Summary

Stalk
Sell NowHigh

JRVR is entrenched in a Stage 4 decline with confirmed lower highs and lower lows and price below all major EMAs. The Post-Capitulation pattern signals temporary stabilization but no structural reversal, and oversold conditions lack exhaustion evidence. EMAs remain sloping downward, reinforcing unfavorable timing. Medium-term bias is Bearish and short-term timing is Bearish, favoring Sell Now on rallies into the 9/21 EMA resistance area.

  • Net income rose 59% YoY to $4.4 M vs $2.8 M
  • E&S segment combined ratio tightened to 92.8%
  • Consolidated combined ratio of 100.2% signals ongoing underwriting losses
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$609.0M$661.5M$812.0M$707.6M$687.6M
YoY %-8.9%+8.6%+22.8%-12.9%-2.8%
P / Sales1.7x1.2x0.4x0.3x0.6x
EV / Sales8.3x7.7x5.8x6.0x6.3x
Gross Profit, Adj.$36.9M$220.9M$311.9M$153.3M$260.4M
YoY %-80.6%+499.2%+41.2%-50.9%+69.9%
Margin %6.1%33.4%38.4%21.7%37.9%
EV / Gross Profit136.7x22.9x15.1x27.7x16.5x
EBITDA, Adj.$-94.5M$68.2M$210.0M$22.1M$138.8M
YoY %-450.1%+172.2%+208.0%-89.5%+528.1%
Margin %-15.5%10.3%25.9%3.1%20.2%
EV / EBITDA-53.3x74.3x22.4x191.8x31.0x
EBIT$-99.2M$67.1M$111.5M$-46.5M$74.1M
YoY %-551.6%+167.7%+66.1%-141.6%+259.5%
Margin %-16.3%10.2%13.7%-6.6%10.8%
EV / EBIT-50.8x75.4x42.2x-91.3x58.2x
Net Income$-172.8M$22.2M$-118.2M$-118.3M$39.6M
YoY %-3682.1%+112.9%-631.8%-0.1%+133.4%
Net Margin-28.4%3.4%-14.6%-16.7%5.8%
EPS (GAAP)-$4.94$0.59-$3.13-$3.06$0.66
YoY %-3187.5%+111.9%-630.5%+2.2%+121.6%