Lumida
/LKFN
⌘K
Lakeland Financial Corp

Lakeland Financial Corp

LKFN
$60.58USD+0.12%+0.07 today

MARKET CAP

1.5B

P/E (TTM)

13.9x

FWD P/E

13.4x

DAY RANGE

$60 – $61

52W RANGE

$54
$67

AI Summary

Stalk
TrimMedium

LKFN remains range-bound between the 200-day and 50-day SMAs, with short-term momentum mildly positive but no clear breakout. The medium-term structure shows lower highs and sideways consolidation, warranting a bearish posture. With price near oversold levels, we will defer trimming until rallies into the resistance zone around the EMAs.

  • Q2 net interest income rose materially; net charge-offs declined notably.
  • Year-to-date total return of 9.33% demonstrates resilience.
  • P/E 13.8x near-peer premium raises valuation concerns.
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$237.9M$281.4M$393.1M$430.0M$421.7M
YoY %-0.8%+18.3%+39.7%+9.4%-1.9%
P / Sales8.6x6.6x4.3x4.1x3.5x
EV / Sales33.0x27.2x19.0x17.9x18.1x
Gross Profit, Adj.$222.8M$244.7M$246.9M$253.5M$269.0M
YoY %+6.2%+9.8%+0.9%+2.7%+6.1%
Margin %93.6%87.0%62.8%59.0%63.8%
EV / Gross Profit35.2x31.2x30.3x30.4x28.4x
EBITDA, Adj.$117.4M$125.2M$110.3M$111.7M$125.6M
YoY %+13.1%+6.6%-11.8%+1.2%+12.4%
Margin %49.4%44.5%28.1%26.0%29.8%
EV / EBITDA66.9x61.1x67.7x68.9x60.9x
EBIT$117.4M$125.2M$110.3M$111.7M$125.6M
YoY %+13.1%+6.6%-11.8%+1.2%+12.4%
Margin %49.4%44.5%28.1%26.0%29.8%
EV / EBIT66.9x61.1x67.7x68.9x60.9x
Net Income$95.7M$103.8M$93.8M$93.5M$103.4M
YoY %+13.5%+8.4%-9.7%-0.3%+10.6%
Net Margin40.2%36.9%23.9%21.7%24.5%
EPS (GAAP)$3.74$4.04$3.65$3.63$4.01
YoY %+13.3%+8.0%-9.7%-0.5%+10.5%