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NewtekOne Inc

NewtekOne Inc

NEWT
$12.22USD+0.41%+0.05 today

MARKET CAP

353.0M

P/E (TTM)

5.6x

FWD P/E

DAY RANGE

$12 – $12

52W RANGE

$10
$16

AI Summary

Stalk
Buy NowMedium

A Bullish Pivot Point at the mid-March low, confirmed by price reclaiming the 9-day and 20-day EMAs on rising volume, signals a medium-term bullish mean-reversion opportunity. Short-term timing is favorable as EMAs flatten and turn up alongside a recovering RSI, justifying immediate entry. However, the prevailing long-term downtrend tempers conviction, and failure to sustain above the EMAs or a drop below the pivot low would invalidate the thesis.

  • Net interest income jumped from $16.2m in Q2’25 to $25m in Q2’26, stabilizing revenue
  • Q2’26 total revenue reached $41.3m, up 14% YoY on net interest income growth
  • Shift toward holding more SBA loans may pressure earnings over coming quarters
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$168.3M$131.5M$271.1M$338.7M$383.3M
YoY %-21.9%+106.2%+24.9%+13.2%
P / Sales3.7x3.1x1.2x0.9x0.8x
EV / Sales3.7x7.4x5.0x5.1x6.2x
Gross Profit, Adj.$147.8M$105.2M$203.4M$257.6M$284.8M
YoY %-28.8%+93.4%+26.7%+10.6%
Margin %87.8%80.0%75.0%76.1%74.3%
EV / Gross Profit4.3x9.2x6.7x6.7x8.3x
EBITDA, Adj.$87.0M$39.2M$45.6M$68.7M$80.2M
YoY %-55.0%+16.5%+50.5%+16.7%
Margin %51.7%29.8%16.8%20.3%20.9%
EV / EBITDA7.2x24.8x29.8x25.2x29.5x
EBIT$85.5M$38.8M$45.4M$68.7M$80.0M
YoY %-54.6%+17.0%+51.4%+16.4%
Margin %50.8%29.5%16.7%20.3%20.9%
EV / EBIT7.4x25.1x30.0x25.2x29.6x
Net Income$84.1M$32.3M$45.9M$49.3M$58.2M
YoY %-61.6%+42.0%+7.4%+18.1%
Net Margin50.0%24.6%16.9%14.5%15.2%
EPS (GAAP)$3.69$1.34$1.88$1.96$2.18
YoY %-63.7%+40.3%+4.3%+11.2%