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NMI Holdings Inc

NMI Holdings Inc

NMIH
$43.89USD↓-0.68%-0.30 today

MARKET CAP

3.3B

P/E (TTM)

8.7x

FWD P/E

8.1x

DAY RANGE

$44 – $45

52W RANGE

$35
$47

AI Summary

Stalk
StalkMedium

NMIH holds its medium-term uptrend above the 50-day SMA despite near-term weakness below shorter EMAs. The long-term trend remains bullish above a rising 200-day SMA. In a Stage 2 advance, dips into the 50-day SMA present the preferred engagement zone, while short-term timing remains neutral as price holds support without a clear bounce. Traders should prepare for pullback entries near the 50-day SMA, with invalidation below that level targeting the 200-day SMA and upside invalidation on a break above the 20-day EMA.

  • ↑Q2 revenue US$187.89M and net income US$105.79M outpaced consensus
  • ↑Completed share repurchase signals management confidence and capital return
  • ↓Insider sale of 12,000 shares raises governance and confidence questions
Full analysis →

The case for & against

Bull & Bear analysis

Bullish

NMI Holdings, Inc. (NASDAQ:NMIH) is a leading provider of private mortgage insurance in the United States, primarily targeting the residential mortgage market. The company operates within the broader theme of housing market resilience, as they are poised to benefit from stabilizing home prices and a favorable lending environment. NMIH has successfully carved out a substantial market position by focusing on disciplined underwriting and strong relationships with lenders, establishing a good reputation in the mortgage insurance sector.

Bull says

  • ↑Q2 revenue US$187.89M and net income US$105.79M outpaced consensus
  • ↑Completed share repurchase signals management confidence and capital return
  • ↑Insured portfolio growing amid stable housing market underpins future revenue
  • ↑High earnings yield and strong momentum factors underscore undervaluation
  • ↑Disciplined underwriting and lender relationships secure competitive moat

Bear says

  • ↓Insider sale of 12,000 shares raises governance and confidence questions
  • ↓Negative growth factor suggests challenges in expanding insured volumes
  • ↓High short interest indicates potential selling pressure if sentiment worsens
  • ↓Low sensitivity to interest rates could hurt demand if rates rise
  • ↓Negative dividend yield may deter income-focused investors
  • ↓Weak size and liquidity factors could constrain capital access