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/NU
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Nu Holdings Ltd

Nu Holdings Ltd

NU
$14.62USD-2.66%-0.40 today

MARKET CAP

70.6B

P/E (TTM)

5.7x

FWD P/E

DAY RANGE

$14 – $15

52W RANGE

$11
$19

AI Summary

Stalk
Buy NowMedium

NU sits in a clear Stage 2 advancing uptrend with sequential higher highs and higher lows supported by rising EMAs. The recent pullback into the 20-day EMA offers a lower-risk entry near intermediate support. Both long- and medium-term biases remain bullish, and short-term conditions favor execution now on a pullback interaction.

  • Q2 2026: Revenue $5.9B (+39% YoY), net income $1.06B (+49% YoY), efficiency ratio 20%.
  • Customer base surpasses 139M; Mexico digital bank launched reaches 16M clients (16.5% of adults).
  • Management warns loan underwriting assumes worsening future, flagging rising credit quality risks.
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$1.7B$4.8B$8.1B$11.6B$15.9B
YoY %-78.1%+182.2%+68.1%+43.6%+37.4%
P / Sales8.9x3.5x4.9x4.4x5.2x
EV / Sales16.3x7.8x8.8x7.2x8.2x
Gross Profit, Adj.$732.9M$1.7B$3.5B$5.3B$6.8B
YoY %-84.5%+126.9%+111.6%+50.9%+27.2%
Margin %43.2%34.7%43.7%45.9%42.5%
EV / Gross Profit37.8x22.6x20.0x15.8x19.4x
EBITDA, Adj.$-166.1M$-158.6M$1.8B$3.2B$4.4B
YoY %-107.4%+4.5%+1245.5%+76.2%+36.8%
Margin %-9.8%-3.3%22.6%27.7%27.5%
EV / EBITDA-167.0x-236.5x38.8x26.2x29.8x
EBIT$-166.1M$-158.6M$1.8B$3.2B$4.4B
YoY %-110.2%+4.5%+1245.5%+76.2%+36.8%
Margin %-9.8%-3.3%22.6%27.7%27.5%
EV / EBIT-167.0x-236.5x38.8x26.2x29.8x
Net Income$-165.0M$-364.6M$1.0B$2.0B$2.9B
YoY %-120.1%-121.0%+382.7%+91.4%+45.5%
Net Margin-9.7%-7.6%12.8%17.0%18.0%
EPS (GAAP)-$0.10-$0.08$0.21$0.40$0.58
YoY %-103.9%+20.0%+362.5%+90.5%+45.0%