Lumida
/OCFC
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OceanFirst Financial Corp

OceanFirst Financial Corp

OCFC
$18.78USD+0.21%+0.04 today

MARKET CAP

1.8B

P/E (TTM)

11.5x

FWD P/E

9.2x

DAY RANGE

$19 – $19

52W RANGE

$17
$21

AI Summary

Stalk
StalkMedium

OCFC has exhibited a bullish repair as the 9-day EMA crossed above the 20-day EMA and reclaimed the 50-day SMA, confirming medium-term upside potential. However, price is currently extended above short- and intermediate-term moving averages and recent resistance, reducing favorable entry immediacy. We will stalk for a clean pullback into rising EMA support or the horizontal confluence zone rather than initiate immediately.

  • Q2 2026 EPS of $0.43 exceeded estimates; FY26 consensus EPS rose to $1.27 (+32%).
  • Declared $0.20 quarterly dividend yielding 4.1%, appealing to yield investors.
  • Weak profitability factors highlight challenges converting revenue into profits.
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$394.0M$490.3M$641.6M$692.4M$687.2M
YoY %-13.1%+24.4%+30.9%+7.9%-0.8%
P / Sales3.4x2.6x1.6x1.5x1.5x
EV / Sales28.8x25.7x19.9x18.3x20.1x
Gross Profit, Adj.$357.3M$436.6M$403.4M$384.2M$404.9M
YoY %-7.7%+22.2%-7.6%-4.7%+5.4%
Margin %90.7%89.0%62.9%55.5%58.9%
EV / Gross Profit31.7x28.9x31.6x32.9x34.1x
EBITDA, Adj.$143.7M$196.7M$136.8M$132.4M$108.3M
YoY %+48.2%+36.8%-30.4%-3.2%-18.2%
Margin %36.5%40.1%21.3%19.1%15.8%
EV / EBITDA78.9x64.2x93.3x95.5x127.4x
EBIT$142.2M$193.9M$136.8M$130.7M$92.5M
YoY %+75.5%+36.3%-29.5%-4.5%-29.2%
Margin %36.1%39.6%21.3%18.9%13.5%
EV / EBIT79.7x65.1x93.3x96.8x149.1x
Net Income$106.1M$142.6M$100.0M$96.0M$67.1M
YoY %+73.3%+34.4%-29.9%-4.0%-30.1%
Net Margin26.9%29.1%15.6%13.9%9.8%
EPS (GAAP)$1.78$2.42$1.70$1.65$1.17
YoY %+74.5%+36.0%-29.8%-2.9%-29.1%