Lumida
/OPFI
⌘K
OppFi Inc

OppFi Inc

OPFI
$7.98USD+5.14%+0.39 today

MARKET CAP

680.0M

P/E (TTM)

6.8x

FWD P/E

DAY RANGE

$8 – $8

52W RANGE

$7
$12

AI Summary

Stalk
Buy NowMedium

Lockout Rally pattern shows forced participation driving a sharp advance and reclaim of the 9- and 20-period EMAs, signaling bullish medium-term asymmetry despite neutral OB/OS. The Lockout Rally override validates immediate execution even in overbought conditions, focusing on continuation participation on shallow pullbacks into the EMA support zone. Long-term structure remains bearish below the declining 200-day SMA, but the current medium-term setup offers a tactical buy now.

  • Insider buying: CEO acquired shares at $6.93, implying perceived undervaluation.
  • Planned credit-line product rollout targets underbanked market, boosting growth potential.
  • Q2 EPS $0.33 vs $0.44 consensus signals execution challenges.
Full analysis →
Insider Trades63 trades
DateSideTickerInsiderRoleSharesPriceMkt Cap52W High52W LowValue% ChgRuleAI View
Aug 14, 2026BuyOPFITodd G. SchwartzChief Executive Officer20,000$7.20$680.0M-35.90%+22.77%$144.0K+3.61%Stalk
Aug 13, 2026BuyOPFITodd G. SchwartzChief Executive Officer60,000$7.13$680.0M-35.90%+22.77%$427.7K+12.15%Stalk
Aug 12, 2026BuyOPFITodd G. SchwartzChief Executive Officer60,000$7.05$680.0M-35.90%+22.77%$423.0K+13.83%Stalk
Jul 1, 2026SellOPFIChristopher J. MckayChief Risk & Analytics Officer3,734$9.93$680.0M-35.90%+22.77%$37.1K-0.08%Stalk
Jul 1, 2026SellOPFIPamela D. JohnsonCFO4,185$9.93$680.0M-35.90%+22.77%$41.6K-0.86%Stalk
Jul 1, 2026SellOPFITodd G. SchwartzChief Executive Officer7,140$9.93$680.0M-35.90%+22.77%$70.9K-1.16%Stalk
Jun 12, 2026SellOPFIChristopher J. MckayChief Risk & Analytics Officer23,683$8.35$680.0M-35.90%+22.77%$197.8K-1.54%Stalk
May 4, 2026SellOPFIChristopher J. MckayChief Risk & Analytics Officer357$9.51$680.0M-35.90%+22.77%$3.4K-0.02%Stalk
May 4, 2026SellOPFIPamela D. JohnsonCFO469$9.51$680.0M-35.90%+22.77%$4.5K-0.29%Stalk
Apr 2, 2026SellOPFIChristopher J. MckayChief Risk & Analytics Officer4,922$7.71$680.0M-35.90%+22.77%$37.9K-0.86%Stalk
Apr 2, 2026SellOPFIPamela D. JohnsonCFO5,673$7.71$680.0M-35.90%+22.77%$43.7K-1.12%Stalk
Apr 2, 2026SellOPFITodd G. SchwartzChief Executive Officer20,630$7.71$680.0M-35.90%+22.77%$159.1K-3.14%Stalk
Feb 3, 2026SellOPFIChristopher J. MckayChief Risk & Analytics Officer363$9.73$680.0M-35.90%+22.77%$3.5K-0.22%Stalk
Feb 3, 2026SellOPFIPamela D. JohnsonCFO541$9.73$680.0M-35.90%+22.77%$5.3K-0.38%Stalk
Jan 2, 2026SellOPFITodd G. SchwartzChief Executive Officer3,048$10.30$680.0M-35.90%+22.77%$31.4K-2.45%Stalk
Jan 2, 2026SellOPFIChristopher J. MckayChief Risk & Analytics Officer4,065$10.30$680.0M-35.90%+22.77%$41.9K-1.20%Stalk
Jan 2, 2026SellOPFIPamela D. JohnsonCFO9,439$10.27$680.0M-35.90%+22.77%$96.9K-2.09%10b5-1Stalk
Nov 3, 2025SellOPFIPamela D. JohnsonCFO1,598$10.01$680.0M-35.90%+22.77%$16.0K-0.52%10b5-1Stalk
Nov 3, 2025SellOPFIChristopher J. MckayChief Risk & Analytics Officer1,683$9.92$680.0M-35.90%+22.77%$16.7K-0.49%10b5-1Stalk
Oct 1, 2025SellOPFITodd G. SchwartzChief Executive Officer2,643$11.33$680.0M-35.90%+22.77%$29.9K-2.08%Stalk
Oct 1, 2025SellOPFIPamela D. JohnsonCFO9,492$11.26$680.0M-35.90%+22.77%$106.9K-1.46%10b5-1Stalk
Oct 1, 2025SellOPFIChristopher J. MckayChief Risk & Analytics Officer15,626$11.26$680.0M-35.90%+22.77%$176.0K-2.11%10b5-1Stalk
Sep 15, 2025SellOPFITodd G. SchwartzChief Executive Officer93,466$11.15$680.0M-35.90%+22.77%$1.0M-3.77%Stalk
Aug 4, 2025SellOPFIChristopher J. MckayChief Risk & Analytics Officer1,463$10.42$680.0M-35.90%+22.77%$15.2K-0.40%10b5-1Stalk
Aug 4, 2025SellOPFIPamela D. JohnsonCFO1,599$10.42$680.0M-35.90%+22.77%$16.7K-0.49%10b5-1Stalk
Jul 1, 2025SellOPFITodd G. SchwartzChief Executive Officer2,643$13.99$680.0M-35.90%+22.77%$37.0K-2.04%Stalk
Jul 1, 2025SellOPFIPamela D. JohnsonCFO9,489$13.65$680.0M-35.90%+22.77%$129.6K-1.37%10b5-1Stalk
Jul 1, 2025SellOPFIChristopher J. MckayChief Risk & Analytics Officer13,307$13.60$680.0M-35.90%+22.77%$180.9K-0.62%10b5-1Stalk
Jun 11, 2025SellOPFIPamela D. JohnsonCFO35,890$13.97$680.0M-35.90%+22.77%$501.5K-17.18%10b5-1Stalk
May 23, 2025SellOPFIChristopher J. MckayChief Risk & Analytics Officer101,489$12.38$680.0M-35.90%+22.77%$1.3M-31.41%Stalk
May 5, 2025SellOPFIChristopher J. MckayChief Risk & Analytics Officer357$9.93$680.0M-35.90%+22.77%$3.5K-0.18%Stalk
May 5, 2025SellOPFIPamela D. JohnsonCFO469$9.93$680.0M-35.90%+22.77%$4.7K-0.22%Stalk
May 2, 2025SellOPFIChristopher J. MckayChief Risk & Analytics Officer1,107$9.55$680.0M-35.90%+22.77%$10.6K-0.56%10b5-1Stalk
Apr 9, 2025SellOPFIChristopher J. MckayChief Risk & Analytics Officer20,757$8.12$680.0M-35.90%+22.77%$168.4K-4.90%10b5-1Stalk
Apr 7, 2025SellOPFIChristopher J. MckayChief Risk & Analytics Officer20,754$7.91$680.0M-35.90%+22.77%$164.3K-4.46%10b5-1Stalk
Apr 3, 2025SellOPFIChristopher J. MckayChief Risk & Analytics Officer20,754$8.37$680.0M-35.90%+22.77%$173.7K-4.10%10b5-1Stalk
Apr 2, 2025SellOPFITodd G. SchwartzChief Executive Officer11,003$9.33$680.0M-35.90%+22.77%$102.7K-7.82%Stalk
Apr 1, 2025SellOPFIChristopher J. MckayChief Risk & Analytics Officer8,382$9.33$680.0M-35.90%+22.77%$78.2K-1.34%Stalk
Apr 1, 2025SellOPFIPamela D. JohnsonCFO9,136$9.33$680.0M-35.90%+22.77%$85.2K-1.95%Stalk
Feb 3, 2025SellOPFIChristopher J. MckayChief Risk & Analytics Officer434$13.77$680.0M-35.90%+22.77%$6.0K-0.25%Stalk
Feb 3, 2025SellOPFIPamela D. JohnsonCFO554$13.77$680.0M-35.90%+22.77%$7.6K-0.45%Stalk
Jan 2, 2025SellOPFIPamela D. JohnsonCFO2,691$8.08$680.0M-35.90%+22.77%$21.7K-1.05%Stalk
Jan 2, 2025SellOPFIChristopher J. MckayChief Risk & Analytics Officer3,540$8.08$680.0M-35.90%+22.77%$28.6K-0.97%Stalk
Nov 1, 2024SellOPFIChristopher J. MckayChief Risk & Analytics Officer357$5.12$680.0M-35.90%+22.77%$1.8K-0.21%Stalk
Nov 1, 2024SellOPFIPamela D. JohnsonCFO469$5.12$680.0M-35.90%+22.77%$2.4K-0.37%Stalk
Oct 2, 2024SellOPFIPamela D. JohnsonCFO2,280$4.94$680.0M-35.90%+22.77%$11.3K-0.87%Stalk
Oct 2, 2024SellOPFIChristopher J. MckayChief Risk & Analytics Officer2,908$4.94$680.0M-35.90%+22.77%$14.4K-0.79%Stalk
Aug 2, 2024SellOPFIChristopher J. MckayChief Risk & Analytics Officer357$3.67$680.0M-35.90%+22.77%$1.3K-0.21%Stalk
Aug 2, 2024SellOPFIPamela D. JohnsonCFO469$3.67$680.0M-35.90%+22.77%$1.7K-0.37%Stalk
Jul 22, 2024SellOPFIPamela D. JohnsonCFO2,280$3.82$680.0M-35.90%+22.77%$8.7K-0.86%Stalk
Jul 22, 2024SellOPFIChristopher J. MckayChief Risk & Analytics Officer2,907$3.82$680.0M-35.90%+22.77%$11.1K-0.79%Stalk
May 14, 2024SellOPFIChristopher J. MckayChief Risk & Analytics Officer357$3.06$680.0M-35.90%+22.77%$1.1K-0.21%Stalk
May 14, 2024SellOPFIPamela D. JohnsonCFO469$3.06$680.0M-35.90%+22.77%$1.4K-0.36%Stalk
Apr 15, 2024SellOPFIPamela D. JohnsonCFO8,199$3.20$680.0M-35.90%+22.77%$26.2K-2.90%Stalk
Apr 15, 2024SellOPFIChristopher J. MckayChief Risk & Analytics Officer8,815$3.20$680.0M-35.90%+22.77%$28.2K-2.29%Stalk
Feb 8, 2024SellOPFIChristopher J. MckayChief Risk & Analytics Officer434$3.04$680.0M-35.90%+22.77%$1.3K-0.90%Stalk
Feb 8, 2024SellOPFIPamela D. JohnsonCFO554$3.04$680.0M-35.90%+22.77%$1.7K-1.85%Stalk
Jan 22, 2024SellOPFIPamela D. JohnsonCFO361$3.62$680.0M-35.90%+22.77%$1.3K-0.96%Stalk
Jan 22, 2024SellOPFIChristopher J. MckayChief Risk & Analytics Officer1,142$3.62$680.0M-35.90%+22.77%$4.1K-1.49%Stalk
Nov 22, 2023SellOPFIPamela D. JohnsonCFO578$3.33$680.0M-35.90%+22.77%$1.9K-0.85%Stalk
Nov 22, 2023SellOPFIChristopher J. MckayChief Risk & Analytics Officer962$3.33$680.0M-35.90%+22.77%$3.2K-0.78%Stalk
Nov 21, 2023SellOPFIPamela D. JohnsonCFO532$3.62$680.0M-35.90%+22.77%$1.9K-0.78%Stalk
Nov 21, 2023SellOPFIChristopher J. MckayChief Risk & Analytics Officer886$3.62$680.0M-35.90%+22.77%$3.2K-0.73%Stalk