Lumida
/ORRF
⌘K
Orrstown Financial Services Inc

Orrstown Financial Services Inc

ORRF
$42.34USD-0.31%-0.13 today

MARKET CAP

832.8M

P/E (TTM)

10.1x

FWD P/E

DAY RANGE

$42 – $43

52W RANGE

$32
$44

AI Summary

Stalk
Sell NowMedium

ORRF is exhibiting a clear lower-high, lower-low sequence under Stage 4 continuation, with price rejecting key EMAs and accelerating lower. The medium-term bias is bearish and short-term timing favors selling into rallies up to the 9/20/50 EMA confluence. While the long-term trend remains structurally positive with a rising 200 DMA, downside risk dominates until a reversal of the structural sequence. Execution is recommended on any bounce into broken intermediate moving averages.

  • Q2 net income was $21.2 M (EPS $1.09), underscoring efficiency.
  • Net interest margin rose to 4% from 3.87%, boosting profits.
  • Negative growth factor implies risks to sustaining revenue expansion.
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$122.8M$135.6M$175.5M$286.4M$356.0M
YoY %-4.0%+10.4%+29.5%+63.1%+24.3%
P / Sales2.3x1.8x1.7x1.9x1.9x
EV / Sales23.0x21.5x17.5x18.9x15.7x
Gross Profit, Adj.$116.1M$126.6M$130.6M$192.7M$252.1M
YoY %+3.8%+9.0%+3.1%+47.6%+30.8%
Margin %94.5%93.3%74.4%67.3%70.8%
EV / Gross Profit24.3x23.0x23.5x28.1x22.2x
EBITDA, Adj.$40.9M$42.8M$47.0M$57.0M$115.1M
YoY %+20.9%+4.6%+10.0%+21.1%+102.0%
Margin %33.3%31.5%26.8%19.9%32.3%
EV / EBITDA69.0x68.1x65.3x95.1x48.6x
EBIT$40.9M$26.6M$45.0M$27.8M$102.6M
YoY %+25.8%-34.9%+69.2%-38.3%+269.1%
Margin %33.3%19.6%25.7%9.7%28.8%
EV / EBIT69.0x109.5x68.2x194.9x54.5x
Net Income$32.9M$22.0M$35.7M$22.1M$80.9M
YoY %+24.3%-33.0%+61.8%-38.2%+266.7%
Net Margin26.8%16.3%20.3%7.7%22.7%
EPS (GAAP)$2.96$2.06$3.42$1.48$4.18
YoY %+23.3%-30.4%+66.0%-56.7%+182.4%