Lumida
/OVLY
⌘K
Oak Valley Bancorp

Oak Valley Bancorp

OVLY
$34.54USD-0.32%-0.11 today

MARKET CAP

290.6M

P/E (TTM)

12.0x

FWD P/E

DAY RANGE

$34 – $35

52W RANGE

$25
$36

AI Summary

Stalk
TrimMedium

OVLY is in a Stage 3 distribution phase, driving a bearish medium-term bias with supply dominating rallies into the 9EMA/20EMA zone under the flat 50DMA. Short-term conditions remain neutral as price consolidates around overlapping EMAs without clear rejection or exhaustion. The long-term uptrend stays intact, but near-term downside opportunities are best approached via deferred selling into resistance clusters.

  • P/E of 12.1x vs peers signals potential undervaluation
  • Earnings yield 1.26% and profitability metrics support solid returns
  • Size and liquidity challenges may hinder market responsiveness
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$55.2M$66.8M$87.3M$89.4M$95.0M
YoY %+8.5%+20.9%+30.8%+2.5%+6.2%
P / Sales2.6x2.8x2.8x2.7x2.6x
EV / Sales22.2x24.2x19.9x20.3x19.6x
Gross Profit, Adj.$54.3M$65.6M$82.4M$76.6M$81.7M
YoY %+9.0%+21.0%+25.6%-7.1%+6.7%
Margin %98.2%98.3%94.4%85.6%86.0%
EV / Gross Profit22.6x24.6x21.1x23.8x22.8x
EBITDA, Adj.$21.7M$29.7M$40.3M$32.2M$30.6M
YoY %+22.2%+37.0%+35.8%-20.1%-4.8%
Margin %39.2%44.5%46.2%36.0%32.3%
EV / EBITDA56.7x54.3x43.1x56.5x60.7x
EBIT$21.7M$29.7M$40.3M$32.2M$30.6M
YoY %+22.2%+37.0%+35.8%-20.1%-4.8%
Margin %39.2%44.5%46.2%36.0%32.3%
EV / EBIT56.7x54.3x43.1x56.5x60.7x
Net Income$16.3M$22.9M$30.8M$24.9M$23.9M
YoY %+19.4%+40.2%+34.7%-19.1%-4.1%
Net Margin29.6%34.3%35.3%27.9%25.2%
EPS (GAAP)$2.00$2.79$3.75$3.02$2.88
YoY %+19.0%+39.5%+34.4%-19.5%-4.6%