Lumida
/PFIS
⌘K
Peoples Financial Services Corp

Peoples Financial Services Corp

PFIS
$71.98USD+0.39%+0.28 today

MARKET CAP

720.5M

P/E (TTM)

12.4x

FWD P/E

10.0x

DAY RANGE

$71 – $73

52W RANGE

$44
$73

AI Summary

Stalk
StalkMedium

PFIS is in a Stage 2 upadvance, confirmed by a momentum breakout signaling strong demand. The long-term trend is up and medium-term directional asymmetry remains bullish. However, price is now extended above rising EMAs and carries extreme overbought readings, so execution is deferred. We await a pullback into the 9/20EMA support zone near prior resistance to engage.

  • Dividend hiked 7.3% annually; annual yield at 3.5%.
  • Q2 EPS $1.48 miss but analysts raised PT to $75.
  • Q2 EPS $1.48 missed consensus $1.64, signaling earnings pressure.
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$119.7M$123.2M$164.0M$229.8M$281.4M
YoY %+8.1%+2.9%+33.1%+40.1%+22.5%
P / Sales3.2x3.0x2.1x1.9x1.7x
EV / Sales28.2x29.0x22.7x21.8x18.4x
Gross Profit, Adj.$110.3M$107.6M$100.9M$134.3M$187.7M
YoY %+14.3%-2.4%-6.2%+33.1%+39.7%
Margin %92.1%87.3%61.5%58.5%66.7%
EV / Gross Profit30.7x33.2x36.8x37.3x27.6x
EBITDA, Adj.$53.3M$45.4M$34.3M$24.7M$72.5M
YoY %+56.0%-14.9%-24.4%-28.1%+193.8%
Margin %44.5%36.8%20.9%10.7%25.8%
EV / EBITDA63.4x78.6x108.3x203.3x71.5x
EBIT$53.5M$45.4M$32.5M$8.5M$72.2M
YoY %+56.6%-15.2%-28.4%-73.9%+753.0%
Margin %44.7%36.8%19.8%3.7%25.7%
EV / EBIT63.2x78.6x114.4x592.2x71.8x
Net Income$43.5M$38.1M$27.4M$8.5M$59.2M
YoY %+48.3%-12.5%-28.1%-69.0%+596.5%
Net Margin36.4%30.9%16.7%3.7%21.0%
EPS (GAAP)$6.02$5.28$3.83$0.99$5.88
YoY %+50.5%-12.3%-27.5%-74.2%+493.9%