Lumida
/PNBK
⌘K
Patriot National Bancorp Inc

Patriot National Bancorp Inc

PNBK
$0.98USD+2.82%+0.03 today

MARKET CAP

116.4M

P/E (TTM)

1.0x

FWD P/E

1.0x

DAY RANGE

$1 – $1

52W RANGE

$1
$2

AI Summary

Stalk
TrimMedium

PNBK remains in an early Stage 1 consolidation following a post-collapse stabilization, holding above rising 9- and 21-period EMAs but still below key 50- and 200-period moving averages. The lack of a breakout of the base range keeps the medium-term bias bearish as broader downtrend pressures persist. Relief rallies into the upper boundary of the base and declining 50-period SMA represent structurally appropriate sell zones. Given favorable short-term timing as price tracks the EMAs, deferred selling into these resistance areas optimizes execution.

  • Q2 2026 EPS $0.00069 vs -$0.064 prior year, marking profitable turnaround
  • Revenues climbed 144% YoY to $11.455M while net interest margin improved to 2.04%
  • Profitability metrics remain weak, suggesting structural hurdles to sustainable returns
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$36.8M$47.6M$65.0M$60.7M$58.4M
YoY %-7.8%+29.5%+36.4%-6.5%-3.9%
P / Sales1.7x0.2x0.1x2.4x
EV / Sales25.5x16.4x16.7x19.4x
Gross Profit, Adj.$29.7M$36.9M$34.5M$28.4M$29.6M
YoY %+13.6%+24.2%-6.4%-17.6%+4.2%
Margin %80.7%77.4%53.1%46.8%50.8%
EV / Gross Profit31.6x30.8x35.6x38.2x
EBITDA, Adj.$5.0M$7.8M$-4.5M$-16.1M$-12.7M
YoY %+220.6%+54.7%-158.3%-255.7%+21.4%
Margin %13.6%16.3%-7.0%-26.5%-21.7%
EV / EBITDA187.4x-234.8x-62.9x-89.4x
EBIT$5.0M$7.8M$-5.6M$-16.1M$-12.7M
YoY %+220.6%+54.7%-172.6%-185.8%+21.4%
Margin %13.6%16.3%-8.7%-26.5%-21.7%
EV / EBIT187.4x-188.7x-62.9x-89.4x
Net Income$5.1M$6.2M$-4.2M$-39.9M$-12.7M
YoY %+233.4%+20.9%-167.8%-854.3%+68.1%
Net Margin13.9%12.9%-6.4%-65.7%-21.8%
EPS (GAAP)$1.29$1.55-$1.05-$10.03-$0.17
YoY %+233.0%+20.2%-167.7%-855.2%+98.3%