Lumida
/PRG
⌘K
PROG Holdings Inc

PROG Holdings Inc

PRG
$36.96USD-0.51%-0.19 today

MARKET CAP

1.5B

P/E (TTM)

9.5x

FWD P/E

7.2x

DAY RANGE

$37 – $38

52W RANGE

$26
$48

AI Summary

Stalk
Sell NowMedium

PRG remains in a sustained downtrend under declining EMAs, with price consistently rejected at the 9- and 20-period EMA zone. Despite extreme oversold readings, there is no stabilization or reclaim of short-term EMAs, indicating continued supply dominance. Execution should occur now on weakness or failed rallies into the EMA area to capture the medium-term bearish extension.

  • Q2 revenue reached $719.7M (+22.3% YoY) with non-GAAP EPS of $1.19 beating forecasts
  • Four Technologies BNPL GMV jumped 144% YoY, driving stronger unit economics
  • Progressive leasing revenue declined 3.4% YoY to $550.3M with GMV down 8.9% amid consumer stress
Full analysis →
STATEMENT·Income statement
USD · GAAP
METRICFY 2021FY 2022FY 2023FY 2024FY 2025TREND
Sales, Adj.$2.7B$2.6B$2.3B$2.4B$2.4B
YoY %+7.8%-3.0%-9.9%+2.6%+0.4%
P / Sales1.1x0.3x0.6x0.8x0.5x
EV / Sales1.4x0.6x0.9x1.1x0.7x
Gross Profit, Adj.$2.7B$2.6B$2.3B$2.4B$2.4B
YoY %+7.8%-3.0%-9.9%+2.6%+0.4%
Margin %100.0%100.0%100.0%100.0%100.0%
EV / Gross Profit1.4x0.6x0.9x1.1x0.7x
EBITDA, Adj.$2.3B$2.2B$2.0B$2.0B$2.0B
YoY %-13.0%-5.7%-9.1%+2.0%-1.6%
Margin %86.4%84.0%84.7%84.2%82.5%
EV / EBITDA1.6x0.8x1.1x1.3x0.9x
EBIT$333.5M$185.6M$218.7M$194.7M$200.1M
YoY %+22.7%-44.3%+17.8%-11.0%+2.8%
Margin %12.5%7.1%9.3%8.1%8.3%
EV / EBIT11.3x9.0x10.1x13.4x8.8x
Net Income$243.6M$98.7M$138.8M$197.2M$146.8M
YoY %+496.3%-59.5%+40.7%+42.1%-25.6%
Net Margin9.1%3.8%5.9%8.2%6.1%
EPS (GAAP)$3.67$1.90$2.98$4.53$3.59
YoY %+507.8%-48.2%+56.8%+52.0%-20.8%